Montgomery County property record for 12921 Moray Rd, Silver Spring, MD 20906 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,980 sqft · built 1956 |
| Lot Size | 0.144 acres (6,286 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,890 (Nov 2025) |
| Tax Bill | $5,991 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01291687 |
| Primary APN | 13-01291687 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 6,286 sqft (0.144 acres) |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 209 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01291687 |
|---|---|
| Street Address | 12921 MORAY RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-4243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONNECTICUT AVENUE P ARK |
| Legal Subdivision | CONN AVE PARK DENITS ADD |
| Legal Block | A9 |
| Legal Lot Number | 13 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 703401 |
Source: Montgomery County records · APN 13-01291687
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12921 MORAY RD, SILVER SPRING, MD 20906-4243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 06, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| Aug 06, 2019 | Quit Claim Deed, Transfer JACQUIES TITLE GROUP, JACQUIES TITLE GRP |
| Aug 06, 2019 | Deed, Transfer · FHA Mortgage AMERICAN BANCSHARES MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2025 · Amount on Record |
| Deed Sale | Nov 06, 2025 · Amount on Record |
| Prior Sale | Aug 06, 2019 · Amount on Record |
| Deed Book / Page | 69797 / 126 |
| Prior Transfer Date | Jul 19, 2019 |
| Prior Transfer Doc | 0579750388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 06, 2025 |
| Property Address | 12921 MORAY RD, SILVER SPRING, MD 20906-4243 |
| Document Number | 0697970126 |
| Book / Page | 69797 / 126 |
| Map Reference | MB 46 PL 3477 |
| Instrument Date | Oct 27, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Title Company | PROVEST TITLE AND ESCROW LLC, HARVEST TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12921 MORAY RD, SILVER SPRING, MD 20906-4243 |
| Document Number | 0069797136 |
|---|---|
| Date | Nov 06, 2025 |
| Instrument | 69797/136 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 06, 2019 |
| Property Address | 12921 MORAY RD, SILVER SPRING, MD 20906-4243 |
| Document Number | 0579750388 |
| Book / Page | 057975 / 000388 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | JACQUIES TITLE GROUP, JACQUIES TITLE GRP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 12921 MORAY RD SILVER SPRING MD 209064243, SILVER SPRING, MD 20906-4243 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 06, 2019 |
| Property Address | 12921 MORAY RD, SILVER SPRING, MD 20906-4243 |
| Document Number | 0579750394 |
| Book / Page | 57975 / 394 |
| Map Reference | MB 46 PL 3477 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | JACQUIES TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12921 MORAY RD, SILVER SPRING, MD 20906-4243 |
| Document Number | 57975402 |
|---|---|
| Date | Aug 06, 2019 |
| Instrument | 57975/402 |
| Name | AMERICAN BANCSHARES MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $479,467 (+6.69%) | $539,600 (+20.07%) Land $179,800 Building $359,800 | |
| 2025 | $5,991.00 (+3.83%) | $449,400 (+5.48%) Land $179,800 Building $269,600 | $449,400 (-) Land $179,800 Building $269,600 |
| 2024 | $5,770.00 (+27.26%) | ||
| 2023 | $426,067 | $449,400 Land $179,800 Building $269,600 | |
| 2022 | $4,534.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317034011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 2 (2014–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2017, river or lake flooding |
| Wildfire Risk | Low above 1% of the US · above 2% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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