12915 Moray Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12915 Moray Rd, Silver Spring, MD 20906 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,980 sqft · built 1956
Lot Size0.145 acres (6,328 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (Aug 2026)
Tax Bill$4,901 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-01289720

Property Details

APN / Parcel Number

Primary APN13-01289720
Alternative APN
  • 01289720

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,980 sqft Living Area
1st Floor Area1,120 sqft
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area6,328 sqft (0.145 acres)
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01289720
Street Address12915 MORAY RD
CitySILVER SPRING
StateMD
Zip20906-4243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCONN AVE PARK
Legal SubdivisionCONN AVE PARK DENITS ADD
Legal BlockA9
Legal Lot Number10
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group1
Census Block1008
Census Tract703401

Owner

Source: Montgomery County records · APN 13-01289720

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4500 BENNION RD, SILVER SPRING, MD 20906-4654
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2026Special Warranty Deed, Transfer · Conventional Mortgage
AMERICAN TRUST MORTGAGE BANKERS
Mar 28, 2019Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2026 · Amount on Record
Deed SaleAug 06, 2026 · Amount on Record
Prior SaleMar 28, 2019 · Amount on Record
Deed Document Number2026
Deed Book / Page70801 / 254
Record UpdatedSep 20, 2026

August 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTGOMERY MD
Recording DateAug 06, 2026
Property Address12915 MORAY RD, SILVER SPRING, MD 20906-4243
Document Number7080000254
Book / Page70801 / 254
Instrument DateAug 03, 2026
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyHOUSEHOLD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$535,300.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4500 BENNION RD, SILVER SPRING, MD 20906-4654

Mortgage

Document Number7080000260,
DateAug 06, 2026
Book Page70801/260
Lender
NameAMERICAN TRUST MORTGAGE BANKERS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateMar 28, 2019
Property Address12915 MORAY RD, SILVER SPRING, MD 20906-4243
Document Number0573690001
Book / Page57369 / 001
Map ReferenceMB 46 PL 3477
Instrument DateMar 18, 2019
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyRGS TITLE OF BETHESDA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,993.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12915 MORAY RD, SILVER SPRING, MD 20906-4243

Mortgage

Document Number0005736910
DateMar 28, 2019
Instrument57369/10
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$439,800 (+6.03%)$489,800 (+18.08%) Land $179,900 Building $309,900
2025$4,901.00 (+17.11%)$414,800 (+5.42%) Land $179,900 Building $234,900$414,800 (-) Land $179,900 Building $234,900
2023$393,467$414,800 Land $179,900 Building $234,900
2022$4,185.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 2% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Moray Rd

Nearby Streets

Search Property Records by Address or Parcel Number