12920 Tom Gallagher Rd, Dover, FL 33527 Property Records

Hillsborough County property record for 12920 Tom Gallagher Rd, Dover, FL 33527

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,566 sqft · built 2002
Lot Size0.465 acres (20,273 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (May 2023)
Tax Bill$3,999 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN082990-0000

Property Details

APN / Parcel Number

Primary APN082990-0000
Alternative APN
  • U312821ZZZ000003796500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,566 sqft Living Area
Gross Area1,902 sqft
1st Floor Area1,566 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,273 sqft (0.465 acres)
Lot Dimensions157 ft deep x 112 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
Patio Area360 sqft
Utility Building144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0829900000
Street Address12920 TOM GALLAGHER RD
CityDOVER
StateFL
Zip33527-4809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeASC-1
Legal DescriptionS 1/2 OF SW 1/4 OF NW 1/4 OF NE 1/4 LESS N 148 FT AND LESS E 322 AND LESS W 225 FT MOL
Legal Range21E
Legal Township28S
Legal Section31
Legal SubdivisionUNPLATTED
Legal Block3
Legal Lot Number79650
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1008
Census Tract12106

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12920 TOM GALLAGHER RD, DOVER, FL 33527-4809
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2023 · Amount on Record
Deed SaleMay 4, 2023 · Amount on Record
Deed Document Number2023189921
Prior Transfer DateFeb 4, 2003
Prior Transfer Doc0000043250
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 4, 2023
Property Address12920 TOM GALLAGHER RD, DOVER, FL 33527-4809
Document Number0000189921
Instrument DateApr 26, 2023
Instrument2023189921
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8170 PIMLICO PL, WESLEY CHAPEL, FL 33544-5426

Transferred To (Grantee/Buyer)

NameVerified Name
Address12920 TOM GALLAGHER RD, DOVER, FL 33527-4809

Mortgage

Document Number0000189922
DateMay 4, 2023
Instrument2023189922
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$228,446 (+0.11%) Land $36,080 Building $192,366$228,446 (+0.11%) Land $36,080 Building $192,366
2025$3,999.00 (+184.63%) Homeowner's exemption$228,202 (+145.55%) Land $32,800 Building $195,402$228,202 (+14.41%) Land $32,800 Building $195,402
2023$1,405.00 (+10.2%) Homeowner's exemption$92,936 (+3%)$199,466 (+1.38%) Land $27,880 Building $171,586
2022$1,275.00 Homeowner's exemption$90,229$196,748 Land $25,420 Building $171,328

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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