12904 Tom Gallagher Rd, Dover, FL 33527 Property Records

Hillsborough County property record for 12904 Tom Gallagher Rd, Dover, FL 33527

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,534 sqft · built 1973
Lot Size0.848 acres (36,956 sqft)
Owner2 Individual Names on Record
Tax Bill$3,660 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN082991-0000

Property Details

APN / Parcel Number

Primary APN082991-0000
Alternative APN
  • U312821ZZZ000003796600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,534 sqft Living Area
Gross Area2,846 sqft
1st Floor Area2,028 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1999
Architectural StyleMansion
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area36,956 sqft (0.848 acres)
Lot Dimensions200 ft deep x 157 ft wide
Garage TypeCarport
Garage Area252 sqft
CarportCarport
Carport Area252 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFlorida Room
Porch Area818 sqft
Deck Area200 sqft
Patio Area200 sqft
Shed1 Shed
Shed Area330 sqft
Utility Building3,258 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0829910000
Street Address12904 TOM GALLAGHER RD
CityDOVER
StateFL
Zip33527-4809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeASC-1
Legal DescriptionW 2/3 OF THE FOLLOWING DESC TRACT S 1/2 OF SW 1/4 OF NW 1/4 OF NE 1/4 LESS N 148 FT LESS E 322 FT
Legal Range21E
Legal Township28S
Legal Section31
Legal SubdivisionUNPLATTED
Legal TractS
Legal Block3
Legal Lot Number79660
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1008
Census Tract12106

Owner

Source: Hillsborough County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12904 TOM GALLAGHER RD, DOVER, FL 33527-4809
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12904 TOM GALLAGHER RD, DOVER, FL 33527-4809
Document Number0000318054
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12904 TOM GALLAGHER RD DOVER FL 335274809, DOVER, FL 33527-4809

Mortgage

Document Number0000318054
DateAug 5, 2020
Instrument318054
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 4, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$215,297 (+2.7%)$358,090 (-0.38%) Land $74,800 Building $283,290
2025$3,660.00 (+13.35%) Homeowner's exemption$209,637 (+5.99%)$359,455 (+11.83%) Land $68,000 Building $291,455
2023$3,229.00 (+5.63%) Homeowner's exemption$197,795 (+3%)$321,426 (+1.36%) Land $57,800 Building $263,626
2022$3,057.00 Homeowner's exemption$192,034$317,098 Land $52,700 Building $264,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Tom Gallagher Rd

Nearby Streets

Search Property Records by Address or Parcel Number