Adams County property record for 12920 Spruce St, Thornton, CO 80602 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,213 sqft · built 2009 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,997 (Nov 2018) |
| Tax Bill | $1,667 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0146855 |
| Primary APN | R0146855 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,213 sqft Living Area |
| 1st Floor Area | 1,031 sqft |
| 2nd Floor Area | 1,182 sqft |
| Basement Area | 1,031 sqft |
| Finished Basement | 1,024 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Clay Tile |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 537 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | R0146855 |
|---|---|
| Old Parcel Number | 157128301026 |
| Street Address | 12920 SPRUCE ST |
| City | THORNTON |
| State | CO |
| Zip | 80602-8418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:THE VILLAGES AT RIVERDALE FILING NO 1 BLK:1 LOT:26 |
| Legal Range | 67W |
| Legal Township | 01S |
| Legal Section | 28 |
| Legal Quarter | SW |
| Legal Subdivision | THE VILLAGES AT RIVERDALE |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | BRIGHTON |
| Census Block Group | 5 |
| Census Block | 5031 |
| Census Tract | 8540 |
Source: Adams County records · APN R0146855
Assessment roll updated August 25, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12920 SPRUCE ST, THORNTON, CO 80602-8418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Dec 07, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| May 30, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Sep 23, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Nov 02, 2018 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2018 · Amount on Record |
| Deed Sale | Nov 02, 2018 · Amount on Record |
| Prior Sale | Dec 24, 2009 · Amount on Record |
| Deed Document Number | 2018000088861 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12920 SPRUCE ST, THORNTON, CO 80602-8418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000036003 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021000036003 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12920 SPRUCE ST, THORNTON, CO 80602-8418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000142649 |
|---|---|
| Date | Dec 07, 2021 |
| Instrument | 2021000142649 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12920 SPRUCE ST, THORNTON, CO 80602-8418 |
| Document Number | 0000050387 |
| Instrument Date | May 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12920 SPRUCE ST THORNTON CO 806028418, THORNTON, CO 80602-8418 |
| Document Number | 0000050387 |
|---|---|
| Date | Jun 04, 2020 |
| Instrument | 50387 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 03, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12920 SPRUCE ST, THORNTON, CO 80602-8418 |
| Document Number | 0000082093 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12920 SPRUCE ST THORNTON CO 806028418, THORNTON, CO 80602-8418 |
| Document Number | 0000082093 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 82093 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Nov 02, 2018 |
| Property Address | 12920 SPRUCE ST, THORNTON, CO 80602-8418 |
| Document Number | 0000088861 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 88861 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12920 SPRUCE ST THORNTON CO 806028418, THORNTON, CO 80602-8418 |
| Document Number | 88862 |
|---|---|
| Date | Nov 02, 2018 |
| Instrument | 88862 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
Source: Adams County records · Assessment roll updated August 25, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Thornton City |
| Unified School District | School District 27J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,667.00 (-61.85%) | $39,320 (-12.58%) Land $7,190 Building $32,130 | $629,000 (-5.41%) Land $115,000 Building $514,000 |
| 2023 | $4,370.00 (+10.72%) | $44,980 (+11.75%) Land $7,100 Building $37,880 | $665,000 (+14.85%) Land $105,000 Building $560,000 |
| 2022 | $3,947.00 | $40,250 Land $14,600 Building $25,650 | $579,011 Land $210,000 Building $369,011 |
Source: FEMA National Flood Hazard Layer, Adams County (08001C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 4% of the US · above 2% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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