12901 Spruce St, Thornton (Brighton), CO 80602 Property Records

Adams County property record for 12901 Spruce St, Thornton, CO 80602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,307 sqft · built 2010
Lot Size	0.146 acres (6,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Apr 2026)
Tax Bill	$3,898 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1571-28-3-06-021`

Property Details

APN / Parcel Number

Primary APN	`1571-28-3-06-021`
Alternative APNs	`0157128306021` `R0146996`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,307 sqft Living Area
Gross Area	3,969 sqft
1st Floor Area	1,125 sqft
2nd Floor Area	1,182 sqft
Basement Area	1,125 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,340 sqft (0.146 acres)
Garage Type	Attached
Garage Area	537 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0146996
Street Address	12901 SPRUCE ST
City	THORNTON
State	CO
Zip	80602-8415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:THE VILLAGES AT RIVERDALE FILING NO 1 BLK:6 LOT:21
Legal Range	67W
Legal Township	01S
Legal Section	28
Legal Quarter	3
Legal Subdivision	THE VILLAGES AT RIVERDALE
Legal Block	6
Legal Lot Number	21
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	5
Census Block	5037
Census Tract	8540

Owner

Source: Adams County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12901 SPRUCE ST, THORNTON, CO 80602-8415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Special Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Sep 10, 2019	Loan Modification, Mortgage · Conventional Mortgage ON TAP CU
Nov 25, 2017	Deed of Trust, Mortgage · Line of Credit ON TAP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Feb 15, 2011 · Amount on Record
Deed Document Number	202618304
Prior Transfer Date	Feb 14, 2011
Prior Transfer Doc	0000011049
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 1, 2026
Property Address	12901 SPRUCE ST, THORNTON, CO 80602-8415
Document Number	0000018304
Instrument Date	Mar 24, 2026
Instrument	202618304
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,312.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12901 SPRUCE ST, THORNTON, CO 80602-8415

Mortgage

Document Number	0000018305,
Date	Apr 1, 2026
Instrument	202618305

Lender

Name	RESICENTRAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ADAMS CO
Property Address	12901 SPRUCE ST, THORNTON, CO 80602-8415
Document Number	0000083001
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12901 SPRUCE ST THORNTON CO 806028415, THORNTON, CO 80602-8415

Mortgage

Document Number	0000083001
Date	Oct 1, 2019
Instrument	83001

Lender

Name	ON TAP CU
Address	GOLDEN, CO 80401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 30, 2059

Interest

Rate	4.25%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12901 SPRUCE ST, THORNTON, CO 80602-8415
Document Number	0000103978
Instrument Date	Nov 25, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12901 SPRUCE ST THORNTON CO 806028415, THORNTON, CO 80602-8415

Mortgage

Document Number	0000103978
Date	Nov 27, 2017
Instrument	103978

Lender

Name	ON TAP CU
Address	GOLDEN, CO 80401-1095

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,898.00 (+4.06%)	$40,050 (-4.96%) Land $7,820 Building $32,230	$589,000 (-5.46%) Land $115,000 Building $474,000
2024	$3,746.00 (-8.52%)
2023	$4,095.00 (+11.1%)	$42,140 (+12.1%) Land $7,100 Building $35,040	$623,000 (+15.2%) Land $105,000 Building $518,000
2022	$3,686.00	$37,590 Land $14,600 Building $22,990	$540,788 Land $210,000 Building $330,788

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Verizon.

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