Pinellas County property record for 12909 126th Ter, Largo, FL 33774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,550 sqft · built 1981 |
| Lot Size | 0.156 acres (6,804 sqft) |
| Owner | Individual Name on File |
| Last Sale | $495,000 (Jun 2023) |
| Tax Bill | $7,007 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-7248-0 |
| Primary APN | C62-000-749-7248-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| Gross Area | 2,700 sqft |
| 1st Floor Area | 1,550 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,804 sqft (0.156 acres) |
| Lot Dimensions | 113 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 730 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R90736 |
|---|---|
| Street Address | 12909 126TH TER |
| City | LARGO |
| State | FL |
| Zip | 33774-2607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | MILL POND LOT 54 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 8 |
| Legal Subdivision | MILL POND |
| Legal Tract | 57987 |
| Legal Lot Number | 54 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 25207 |
12909 126th Ter is owned and occupied by an individual who bought it in June 2023.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12909 126TH TER, LARGO, FL 33774-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2023 · Amount on File |
| Deed Sale | Jun 12, 2023 · Amount on File |
| Deed Document Number | 2023152440 |
| Deed Book / Page | 22470 / 1286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 12, 2023 |
| Property Address | 12909 126TH TER, LARGO, FL 33774-2607 |
| Document Number | 0224701286 |
| Book / Page | 22470 / 1286 |
| Map Reference | MB 75 PG 16 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023152440 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Title Company | AWS TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,465.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 BELINDA PKWY, MOUNT JULIET, TN 37122-8601 |
| Name | Verified Name |
|---|---|
| Address | 12909 126TH TER, LARGO, FL 33774-2607 |
| Document Number | 0224701288 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 22470/1288 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 12909 126th Ter was $7,007 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,007.00 Homeowner's exemption | $411,277 Land $119,574 Building $291,703 | $411,277 Land $119,574 Building $291,703 |
| 2023 | $1,776.00 (-1.5%) Homeowner's exemption Widower's exemption | $141,062 (+3%) | $308,750 (+7.42%) Land $133,138 Building $175,612 |
| 2022 | $1,803.00 Homeowner's exemption | $136,953 | $287,410 Land $145,574 Building $141,836 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12909 126th Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2016–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12909 126th Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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