1292 Scott Rd, Lotus, CA 95651 Property Records

El Dorado County property record for 1292 Scott Rd, Lotus, CA 95651

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,404 sqft · built 1971
Lot Size	1.53 acres (67,082 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Mar 2020)
Tax Bill	$6,129 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-450-006-000`

Property Details

APN / Parcel Number

Primary APN	`006-450-006-000`
Alternative APNs	`00645006100` `0064500610`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Wood
Lot Area	67,082 sqft
Terrain	Combination
View / Lot	Waterfront
Patio Area	912 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Oil
Water Source	Well

Location & Zoning

Street Address	1292 SCOTT RD
City	GARDEN VALLEY
State	CA
Zip	95633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE5
Legal Description	SEC 18 11 10
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1013
Census Tract	30606

Owner

1292 Scott Rd is owned and occupied by an individual who bought it in March 2020.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1292 SCOTT RD, LOTUS, CA 95651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Mar 17, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Mar 17, 2020	Quit Claim Deed, Transfer INTERCOUNTY TITLE, INTER-COUNTY TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2020 · Amount on File
Deed Sale	Mar 17, 2020 · Amount on File
Prior Sale	Oct 6, 2014 · Amount on File
Deed Document Number	202012459
Prior Transfer Date	Mar 7, 2020
Prior Transfer Doc	0000012460
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1292 SCOTT RD, LOTUS, CA 95651
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	WHITE COUNTY TITLE COMPANY, INTER COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1292 SCOTT RD, LOTUS, CA 95651

Mortgage

Document Number	0000067561
Date	Oct 27, 2021
Instrument	2021-0067561

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 17, 2020
Property Address	1292 SCOTT RD, LOTUS, CA 95651
Document Number	0000012459
Instrument Date	Mar 16, 2020
Instrument	12459
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	INTERCOUNTY TITLE, INTER-COUNTY TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1292 SCOTT RD LOTUS CA 95651, LOTUS, CA 95651

Mortgage

Document Number	12461
Date	Mar 17, 2020
Instrument	12461

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 17, 2020
Property Address	1292 SCOTT RD, LOTUS, CA 95651
Document Number	0000012460
Instrument Date	Mar 6, 2020
Instrument	12460
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	INTERCOUNTY TITLE, INTER-COUNTY TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2604 41ST ST SACRAMENTO CA 958172127, SACRAMENTO, CA 95817-2127

Tax Assessment & Valuation

The 2025 property tax bill for 1292 Scott Rd was $6,129.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$591,220 (+2%) Land $334,654 Building $256,566
2025	$6,129.00	$579,629 Land $328,093 Building $251,536
2023	$5,890.00 (+1.45%)	$557,122 Land $315,353 Building $241,769
2022	$5,806.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1292 Scott Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1292 Scott Rd is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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