1290 Scott Rd, Lotus, CA 95651 Property Records

El Dorado County property record for 1290 Scott Rd, Lotus, CA 95651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,176 sqft · built 1977
Lot Size	1.53 acres (67,082 sqft)
Owner	2 Company Names on Record
Last Sale	$1,125,000 (Jan 2026)
Tax Bill	$3,838 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-450-011-000`

Property Details

APN / Parcel Number

Primary APN	`006-450-011-000`
Alternative APNs	`00645011100` `0064501110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	67,082 sqft
Terrain	Gentle Slope
View / Lot	Waterfront
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Water Source	Well

Location & Zoning

Street Address	1290 SCOTT RD
City	GARDEN VALLEY
State	CA
Zip	95633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE5
Legal Description	SEC 18 11 10
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1013
Census Tract	30606

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	989 CRELLIN RD, PLEASANTON, CA 94566-6908
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Grant Deed, Transfer · Conventional Mortgage TOMO MORTGAGE LLC
Mar 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Mar 10, 2021	Intrafamily Transfer, Transfer FNTG SERVICE CENTER
Oct 19, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Mar 2, 1998 · Amount on Record
Deed Document Number	2026122
Prior Transfer Date	Feb 2, 2021
Prior Transfer Doc	0000016988
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jan 5, 2026
Property Address	1290 SCOTT RD, LOTUS, CA 95651
Document Number	0000000122
Instrument Date	Dec 29, 2025
Instrument	2026-0000122
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, INTER CNTY TTL CO OF EL DORA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 CRELLIN RD, PLEASANTON, CA 94566-6908

Mortgage

Document Number	0000000123
Date	Jan 5, 2026
Instrument	2026-0000123

Lender

Name	TOMO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Mar 10, 2021
Property Address	1290 SCOTT RD, LOTUS, CA 95651
Document Number	0000016988
Instrument Date	Feb 2, 2021
Instrument	2021-0016988
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1290 SCOTT RD, LOTUS, CA 95651

Mortgage

Document Number	0000016989
Date	Mar 10, 2021
Instrument	2021-0016989

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Mar 10, 2021
Property Address	1290 SCOTT RD, LOTUS, CA 95651
Document Number	0000016990
Instrument Date	Feb 2, 2021
Instrument	2021-0016990
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FNTG SERVICE CENTER

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1290 SCOTT RD, LOTUS, CA 95651

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 19, 2017
Property Address	1290 SCOTT RD, LOTUS, CA 95651
Document Number	0000046762
Instrument Date	Oct 13, 2017
Instrument	46762
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 251 COLOMA CA 956130251, COLOMA, CA 95613-0251

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$372,929 (+2%) Land $144,933 Building $227,996
2025	$3,838.00 (+4.1%) Homeowner's exemption	$365,618 (+4.04%) Land $142,092 Building $223,526
2023	$3,687.00 (+1.49%) Homeowner's exemption	$351,423 Land $136,575 Building $214,848
2022	$3,633.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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