1292 Laurel Way, Miramar Beach, FL 32550 Property Records

Walton County property record for 1292 Laurel Way, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,163 sqft · built 2006
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Apr 2018)
Tax Bill	$7,167 (2025)
Deeds & Mortgages	Apr 2023 Transfer Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-2S-21-42812-000-1292`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42812-000-1292`
Alternative APNs	`26-221-42812-000-1292` `1053052`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,163 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	1,049 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	69 ft deep x 32 ft wide
Porch	Finished/Open Porch
Porch Area	457 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1292 LAUREL WAY
City	MIRAMAR BEACH
State	FL
Zip	32550-1878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1292 LAUREL GROVE PH V PB 17-52 OR 2719-4393 OR 2949-650 OR 2972-1539 OR 3072-244 OR 3285-4776
Legal Range	021
Legal Township	02S
Legal Section	26
Legal Subdivision	LAUREL GROVE PHASE V S/D
Legal Phase	5
Legal Block	12
Legal Lot Number	1292
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

Source: Walton County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16524 BALLENTINE ST, OVERLAND PARK, KS 66221-6147
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS
Apr 27, 2018	Warranty Deed, Transfer · Conventional with PMI FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	Jan 1, 2015 · Amount on Record
Deed Document Number	201813798
Deed Book / Page	3072 / 244
Last Transfer Date	Apr 7, 2023
Transfer Doc	0032854776
Record Updated	Jun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Apr 10, 2023
Property Address	1292 LAUREL WAY, MIRAMAR BEACH, FL 32550-1878
Document Number	0032854776
Book / Page	3285 / 4776
Map Reference	MB 17 PG 52&52A
Instrument Date	Apr 7, 2023
Instrument	20230012025
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16524 BALLENTINE ST, OVERLAND PARK, KS 66221-6147

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	16524 BALLENTINE ST, OVERLAND PARK, KS 66221-6147

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1292 LAUREL WAY, MIRAMAR BEACH, FL 32550-1878
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16524 BALLENTINE ST, OVERLAND PARK, KS 66221-6147

Mortgage

Document Number	0031601989
Date	Sep 21, 2020
Book Page	3160/1989
Instrument	20200036616

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1292 LAUREL WAY, MIRAMAR BEACH, FL 32550-1878
Document Number	0031053444
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15618 S HALLET ST LENEXA KS 660627705, LENEXA, KS 66062-7705

Mortgage

Document Number	0031053444
Date	May 16, 2019
Book Page	003105/003444
Instrument	15850

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 27, 2018
Property Address	1292 LAUREL WAY, MIRAMAR BEACH, FL 32550-1878
Document Number	0030720244
Book / Page	003072 / 000244
Instrument Date	Apr 25, 2018
Instrument	13798
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	AQUA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15618 S HALLET ST OLATHE KS 660627705, OLATHE, KS 66062-7705

Mortgage

Document Number	30720246
Date	Apr 27, 2018
Book Page	003072/000246
Instrument	13799

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 26, 2038

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,167.00 (+3.06%)	$851,851 (-2.03%) Land $103,516 Building $748,335	$851,851 (-2.03%) Land $103,516 Building $748,335
2024	$6,954.00 (+4.46%)
2023	$6,657.00 (+7.39%)	$869,459 (+9.5%) Land $103,516 Building $765,943	$869,459 (+9.5%) Land $103,516 Building $765,943
2022	$6,199.00	$793,995 Land $114,903 Building $679,092	$793,995 Land $114,903 Building $679,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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