Walton County property record for 1291 Laurel Way, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,616 sqft · built 2006 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Company Name on Record |
| Last Sale | $442,000 (Oct 2009) |
| Tax Bill | $5,974 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-2S-21-42812-000-1291 |
| Primary APN | 26-2S-21-42812-000-1291 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,616 sqft Living Area |
| Gross Area | 2,190 sqft |
| 1st Floor Area | 1,224 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 4,008 sqft (0.092 acres) |
| Lot Dimensions | 73 ft deep x 55 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 539 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1291 LAUREL WAY |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-1878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT 1291 LAUREL GROVE PHASE V PB 17-52 OR 2716-1952 OR 2827-1004 OR 2851-3305 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | LAUREL GROVE PHASE V S/D |
| Legal Phase | 5 |
| Legal Block | 12 |
| Legal Lot Number | 1291 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 950607 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1291 LAUREL WAY, MIRAMAR BEACH, FL 32550-1878 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2009 · Amount on Record |
| Deed Sale | Oct 5, 2009 · Amount on Record |
| Prior Sale | Apr 24, 2006 · Amount on Record |
| Deed Document Number | 20091094936 |
| Deed Book / Page | 2827 / 1004 |
| Last Transfer Date | Sep 30, 2016 |
| Transfer Doc | 0030242603 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 1291 LAUREL WAY, MIRAMAR BEACH, FL 32550-1878 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031481629 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 3148/1629 |
| Instrument | 20200022722 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,974.00 (+3.12%) | $703,712 (-1.97%) Land $103,516 Building $600,196 | $703,712 (-1.97%) Land $103,516 Building $600,196 |
| 2024 | $5,793.00 (+4.53%) | ||
| 2023 | $5,542.00 (+7.03%) | $717,834 (+8.83%) Land $103,516 Building $614,318 | $717,834 (+8.83%) Land $103,516 Building $614,318 |
| 2022 | $5,178.00 | $659,571 Land $114,903 Building $544,668 | $659,571 Land $114,903 Building $544,668 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 530 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,379 units insured incl. 849 condo units |
| Nearby Flood Claims | 14 (2001–2021) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Mediacom Xtream.
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