1292 E River Rd, Traverse City, MI 49696 Property Records

Grand Traverse County property record for 1292 E River Rd, Traverse City, MI 49696

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,680 sqft · built 1996
Lot Size	1.89 acres (82,328 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Oct 2022)
Tax Bill	$4,976 (2025)
Flood Zone	Zone X (minimal risk)
APN	`03-117-014-20`

Property Details

APN / Parcel Number

Primary APN	`03-117-014-20`
Alternative APN	`280311701420`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	82,328 sqft (1.89 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	449 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1292 E RIVER RD
City	TRAVERSE CITY
State	MI
Zip	49696-8347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF TH SW 1/4 OF TH NE 1/4 OF TH SW 1/4 OF SEC 17, T26N, R10W, DESCRIBED AS: COMM AT TH SW COR OF SD SEC 17 TH S 89
Legal Range	10W
Legal Township	26N
Legal Section	17
Jurisdiction	GRAND TRAVERSE MI
Township / Civil Division	EAST BAY
Census Block Group	2
Census Block	2064
Census Tract	550602

Owner

Source: Grand Traverse County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1292 E RIVER RD, TRAVERSE CITY, MI 49696-8347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	Nov 6, 2013
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Grand Traverse County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Grand Traverse County
County Subdivision	East Bay Township
Unified School District	Traverse City Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,200 (+5.78%)	$688,491 (+5.79%)
2025	$4,976.00 Homeowner's exemption	$325,400 (+106.08%)	$650,814 (+89.6%)
2023		$157,900
2022			$343,263

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2021–2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30