Hamilton County property record for 1292 Duane Rd, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,700 sqft · built 1925 |
| Lot Size | 0.544 acres (23,725 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,045,000 (Jun 2023) |
| Tax Bill | $2,252 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127P R 007 |
| Primary APN | 127P R 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,725 sqft (0.544 acres) |
| Lot Dimensions | 225 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000052324 |
|---|---|
| Street Address | 1292 DUANE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | L M THOMAS TRACT N/R |
| Legal Subdivision | THOMAS L M |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of March 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1292 DUANE RD, CHATTANOOGA, TN 37405-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Aug 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2023 · Amount on Record |
| Deed Sale | Jun 12, 2023 · Amount on Record |
| Prior Sale | Aug 11, 2021 · Amount on Record |
| Deed Document Number | 2023152 |
| Deed Book / Page | 13316 / 382 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 12, 2023 |
| Property Address | 1292 DUANE RD, CHATTANOOGA, TN 37405-2333 |
| Document Number | 0000000152 |
| Book / Page | 13316 / 382 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023061200152 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,866.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1292 DUANE RD, CHATTANOOGA, TN 37405-2333 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 11, 2021 |
| Property Address | 1292 DUANE RD, CHATTANOOGA, TN 37405-2333 |
| Document Number | 0000000150 |
| Book / Page | 12604 / 948 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 2021081100150 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,266.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1292 DUANE RD, CHATTANOOGA, TN 37405-2333 |
| Document Number | 0012604952 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 12604/952 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,252.00 (-8.94%) | $148,625 (+34.44%) | $594,500 (+34.44%) Land $303,800 Building $290,700 |
| 2024 | $2,473.00 | $110,550 (-) | $442,200 (-) Land $202,500 Building $239,700 |
| 2023 | $2,473.00 (+8.56%) | $110,550 (+8.57%) | $442,200 (+8.57%) Land $202,500 Building $239,700 |
| 2022 | $2,278.00 | $101,825 | $407,300 Land $202,500 Building $204,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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