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1278 Duane Rd, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1278 Duane Rd, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,180 sqft · built 1924
Lot Size0.422 acres (18,400 sqft)
Owner2 Individual Names on Record
Last Sale$950,000 (Aug 2026)
Tax Bill$2,170 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Nov 2024 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN127P R 002

Property Details

APN / Parcel Number

Primary APN127P R 002
Alternative APN
  • 0000052319

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,180 sqft Living Area

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,400 sqft (0.422 acres)
Lot Dimensions238 ft deep x 73 ft wide
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000052319
Street Address1278 DUANE RD
CityCHATTANOOGA
StateTN
Zip37405-2333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 2 H A MINOR'S PB 128 PG 111
Legal SubdivisionTHOMAS L M
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2006
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1278 DUANE RD, CHATTANOOGA, TN 37405-2333
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST BANK
Nov 26, 2024Warranty Deed, Transfer
Apr 24, 2023Warranty Deed, Transfer
Oct 23, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2026 · Amount on Record
Deed SaleAug 3, 2026 · Amount on Record
Prior SaleNov 26, 2024 · Amount on Record
Deed Document Number20260803209
Deed Book / Page14391 / 586
Prior Transfer DateOct 23, 2017
Prior Transfer Doc0000000381
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 3, 2026
Property Address1278 DUANE RD, CHATTANOOGA, TN 37405-2333
Document Number0000000209
Book / Page14391 / 586
Instrument DateAug 3, 2026
Instrument2026209
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyFOUR SEASONS TITLE, FOUR BRIDGES TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$355,015.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1278 DUANE RD, CHATTANOOGA, TN 37405-2333

Mortgage

Document Number0000000210,
DateAug 3, 2026
Book Page14391/589
Instrument20260803210
Lender
NameFIRST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 26, 2024
Property Address1278 DUANE RD, CHATTANOOGA, TN 37405-2333
Document Number0000000063
Book / Page13771 / 662
Map ReferenceMB 128 PG 111
Instrument DateNov 15, 2024
Instrument2024112600063
Transaction TypeTransfer
Record UpdatedJan 1, 2026

Transaction

AmountAmount Recorded
Tax$2,738.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1278 DUANE RD, CHATTANOOGA, TN 37405-2333

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 24, 2023
Property Address1278 DUANE RD, CHATTANOOGA, TN 37405-2333
Document Number0000000063
Book / Page13269 / 844
Instrument DateApr 14, 2023
Instrument2023042400063
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
Tax$2,590.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 BATTLECREEK ROAD, HARRISON, TN 37341
InvestorPossibly a Property Investor

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateOct 23, 2017
Property Address1278 DUANE RD, CHATTANOOGA, TN 37405-2333
Document Number0000000381
Book / Page011185 / 000348
Instrument DateOct 23, 2017
Instrument381
Transaction TypeTransfer
Record UpdatedNov 22, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1278 DUANE RD CHATTANOOGA TN 374052333, CHATTANOOGA, TN 37405-2333

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,170.00 (-19.9%)$143,175 (+18.2%)$572,700 (+18.2%) Land $281,300 Building $291,400
2024$2,709.00$121,125 (-)$484,500 (-) Land $187,500 Building $297,000
2023$2,709.00$121,125$484,500 Land $187,500 Building $297,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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