12918 Figaro Dr, Houston, TX 77024 Property Records

Harris County property record for 12918 Figaro Dr, Houston, TX 77024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,588 sqft · built 2018
Lot Size	0.207 acres (9,026 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Jan 2021)
Tax Bill	$30,093 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090-026-000-0014`

Property Details

APN / Parcel Number

Primary APN	`090-026-000-0014`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,588 sqft Living Area
1st Floor Area	2,644 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,026 sqft (0.207 acres)
View / Lot	Flood Plain
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	304 sqft
Deck Area	Deck Area
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0900260000014
Street Address	12918 FIGARO DR
City	HOUSTON
State	TX
Zip	77024-4748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14 BLK 13 MEMORIAL BEND SEC 3
Legal Subdivision	MEMORIAL BEND SEC 3
Legal Block	13
Legal Lot Number	14
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2006
Census Tract	450700

Owner

12918 Figaro Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12918 FIGARO DR, HOUSTON, TX 77024-4748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jan 14, 2021	Vendor's Lien, Transfer · Conventional Mortgage PENTAGON FCU
Jan 14, 2021	Warranty Deed, Transfer PENTAGON FCU
Mar 2, 2017	Warranty Deed, Construction Loan · Construction Mortgage CHANNELVIEW HARBOR HOMES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Prior Sale	Mar 2, 2017
Deed Document Number	202122800
Prior Transfer Date	Jan 12, 2021
Prior Transfer Doc	0000022800
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12918 FIGARO DR, HOUSTON, TX 77024-4748
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12918 FIGARO DR, HOUSTON, TX 77024-4748

Mortgage

Document Number	0000156923
Date	May 2, 2023
Instrument	2023-156923

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jan 14, 2021
Property Address	12918 FIGARO DR, HOUSTON, TX 77024-4748
Document Number	2021022800
Map Reference	VOL 56 PG 14
Instrument Date	Jan 12, 2021
Instrument	2021-022800
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12918 FIGARO DR, HOUSTON, TX 77024-4748

Mortgage

Document Number	2021022801
Date	Jan 14, 2021
Instrument	2021-022801

Lender

Name	PENTAGON FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 14, 2021
Property Address	12918 FIGARO DR, HOUSTON, TX 77024-4748
Document Number	0000022800
Instrument Date	Jan 12, 2021
Instrument	22800
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	TEXAS AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12918 FIGARO DR HOUSTON TX 770244748, HOUSTON, TX 77024-4748

Mortgage

Document Number	22801
Date	Jan 14, 2021
Instrument	22801

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	TYSONS, VA 22102

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2051

March 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 2, 2017
Property Address	12918 FIGARO DR, HOUSTON, TX 77024-4748
Document Number	0000088477
Instrument Date	Mar 1, 2017
Instrument	88477
Transaction Type	Construction Loan
Record Updated	Mar 28, 2017
Title Company	STARTEX TITLE

Transaction

Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11152 WESTHEIMER RD #877 HOUSTON TX 770423208, 877, HOUSTON, TX 77042-3208

Mortgage

Document Number	96547
Date	Mar 2, 2017
Instrument	96547

Lender

Name	CHANNELVIEW HARBOR HOMES LLC
Address	5711 CLAREWOOD DR # C, HOUSTON, TX 77081-5216

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 1, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 12918 Figaro Dr was $30,093 with a homeowner's exemption, up 102.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Spring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,675,333 (-9.67%) Land $618,310 Building $1,057,023	$1,675,333 (-9.67%) Land $618,310 Building $1,057,023
2025	$30,093.00 (+102.13%) Homeowner's exemption	$1,854,700 Land $574,145 Building $1,280,555	$1,854,700 Land $574,145 Building $1,280,555
2024	$14,888.00
2023		$1,500,000 Land $503,481 Building $996,519	$1,500,000 Land $503,481 Building $996,519
2022	$12,651.00
2020	$14,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12918 Figaro Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 492 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	498 units insured incl. 6 condo units
Nearby Flood Claims	386 (1979–2024)
Claims Outside the SFHA	356 of 386
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 198 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 23 claims Severe Storms & Flooding, Mar 1992 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12918 Figaro Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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