12903 Figaro Dr, Houston, TX 77024 Property Records

Harris County property record for 12903 Figaro Dr, Houston, TX 77024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,356 sqft · built 1960
Lot Size	0.335 acres (14,581 sqft)
Owner	Individual Name on File
Last Sale	$259,400 (Apr 2006)
Tax Bill	$17,695 (2025)
Deeds & Mortgages	Dec 2018 Loan Modification Nov 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-026-000-0019`

Property Details

APN / Parcel Number

Primary APN	`090-026-000-0019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,356 sqft Living Area
1st Floor Area	2,181 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,581 sqft (0.335 acres)
View / Lot	Flood Plain
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Deck Area	388 sqft
Patio Area	353 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0900260000019
Street Address	12903 FIGARO DR
City	HOUSTON
State	TX
Zip	77024-4749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 BLK 13 MEMORIAL BEND SEC 3
Legal Subdivision	MEMORIAL BEND SEC 3
Legal Block	13
Legal Lot Number	19
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2006
Census Tract	450700

Owner

12903 Figaro Dr is owned by an individual who bought it in April 2006.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1503 BRAYSON OAKS PL, HOUSTON, TX 77043-7005
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2018	Loan Modification, Mortgage US SMALL BUSINESS ADMINISTRATI
Nov 21, 2017	Loan Modification, Mortgage US SMALL BUSN ADMN
Oct 23, 2017	Trustee's Deed, Construction Loan · Construction Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2006 · Amount on File
Deed Sale	Apr 19, 2006 · Amount on File
Prior Sale	May 5, 1999 · Amount on File
Deed Document Number	2006239485
Deed Book / Page	2067 / 264
Record Updated	Oct 29, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	12903 FIGARO DR, HOUSTON, TX 77024-4749
Document Number	0000565189
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	872 STREY LN #528 HOUSTON TX 770244349, 528, HOUSTON, TX 77024-4349

Mortgage

Document Number	0000565189
Date	Dec 19, 2018
Instrument	565189

Lender

Name	US SMALL BUSINESS ADMINISTRATI
Address	EL PASO, TX 79935

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2048

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	12903 FIGARO DR, HOUSTON, TX 77024-4749
Document Number	0000514608
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	872 STREY LN #528 HOUSTON TX 770244349, 528, HOUSTON, TX 77024-4349

Mortgage

Document Number	0000514608
Date	Nov 22, 2017
Instrument	514608

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2047

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 23, 2017
Property Address	12903 FIGARO DR, HOUSTON, TX 77024-4749
Instrument Date	Oct 9, 2017
Instrument	463174
Transaction Type	Construction Loan
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	872 STREY LN #528 HOUSTON TX 770244349, 528, HOUSTON, TX 77024-4349

Mortgage

Document Number	0000463174
Date	Oct 23, 2017
Instrument	463174

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12903 Figaro Dr was $17,695, up 282.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Spring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$904,583 (-2.83%) Land $609,551 Building $295,032	$904,583 (-2.83%) Land $609,551 Building $295,032
2025	$17,695.00 (+282.26%)	$930,916 Land $566,012 Building $364,904	$930,916 Land $566,012 Building $364,904
2024	$4,629.00
2023		$685,430 Land $476,495 Building $208,935	$685,430 Land $476,495 Building $208,935
2022	$4,629.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12903 Figaro Dr in Zone X, an area of minimal flood risk, though there have been 386 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 492 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	498 units insured incl. 6 condo units
Nearby Flood Claims	386 (1979–2024)
Claims Outside the SFHA	356 of 386
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 198 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 23 claims Severe Storms & Flooding, Mar 1992 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12903 Figaro Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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