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12917 Phillips Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 12917 Phillips Rd, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,093 sqft · built 2003
Lot Size0.267 acres (11,665 sqft)
OwnerIndividual Name on File
Last Sale$252,500 (Jul 2003)
Tax Bill$4,396 (2023)
Deeds & MortgagesFeb 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN193-334-74

Property Details

APN / Parcel Number

Primary APN193-334-74

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,093 sqft Heated Area
Gross Area3,555 sqft
1st Floor Area1,691 sqft
Upper Floors Area1,402 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area11,665 sqft (0.267 acres)
Garage Area462 sqft
Deck Area288 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number193-334-74
Street Address12917 PHILLIPS RD
CityMATTHEWS
StateNC
Zip28105-4151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL86 M37-681
Legal SubdivisionMILLSTONE RDG PH 01 MAP 01
Legal Lot Number86
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group1
Census Block1002
Census Tract5709

Owner

Source: Mecklenburg County records · APN 193-334-74

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12917 PHILLIPS RD, MATTHEWS, NC 28105-4151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2003 · Amount on Record
Deed SaleJul 02, 2003 · Amount on Record
Prior SaleJul 02, 2003 · Amount on Record
Deed Document Number0000148547
Last Transfer DateFeb 05, 2009
Transfer Doc0000014358
Record UpdatedJun 07, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12917 PHILLIPS RD, MATTHEWS, NC 28105-4151
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030085
DateFeb 17, 2021
Book Page35681/331
Instrument2021030085
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address12917 PHILLIPS RD, MATTHEWS, NC 28105-4151
Document Number0000079565
Instrument DateMay 27, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12917 PHILLIPS RD MATTHEWS NC 281054151, MATTHEWS, NC 28105-4151

Mortgage

Document Number0000079565
DateJun 02, 2020
Book Page034642/000926
Instrument79565
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2035

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (1982–2015)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2015 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
Uniti Group
DSL · Fiber in parts of the area		100 / 20

Based on FCC filings for 170 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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