Mecklenburg County property record for 12911 Phillips Rd, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,267 sqft · built 2003 |
| Lot Size | 0.313 acres (13,617 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $267,500 (Oct 2003) |
| Tax Bill | $3,964 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Nov 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 193-334-73 |
| Primary APN | 193-334-73 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,267 sqft Living Area |
| 1st Floor Area | 1,906 sqft |
| Upper Floors Area | 1,361 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 13,617 sqft (0.313 acres) |
| Garage Area | 462 sqft |
| Deck Area | 168 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12911 PHILLIPS RD |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28105-4151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L85 M39-67 |
| Legal Subdivision | MILLSTONE RDG PH 01 MAP 01 |
| Legal Block | 4 |
| Legal Lot Number | 85 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 5709 |
Source: Mecklenburg County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 12911 PHILLIPS RD, MATTHEWS, NC 28105-4151 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 7, 2022 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Nov 13, 2025 | Intrafamily Transfer, Transfer |
| Jan 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2003 · Amount on Record |
| Deed Sale | Oct 16, 2003 · Amount on Record |
| Deed Document Number | 2003242929 |
| Deed Book / Page | 16286 / 810 |
| Last Transfer Date | Oct 16, 2025 |
| Transfer Doc | 0000116770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12911 PHILLIPS RD, MATTHEWS, NC 28105-4151 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000151516 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 37760/319 |
| Instrument | 2022151516 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 13, 2025 |
| Property Address | 12911 PHILLIPS RD, MATTHEWS, NC 28105-4151 |
| Document Number | 0000116770 |
| Book / Page | 40001 / 409 |
| Map Reference | MB 39 PG 67 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2025116770 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12911 PHILLIPS RD, MATTHEWS, NC 28105-4151 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 12911 PHILLIPS RD, MATTHEWS, NC 28105-4151 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12911 PHILLIPS RD, MATTHEWS, NC 28105-4151 |
| Document Number | 0000010873 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC |
| Name | Verified Name |
|---|---|
| Address | 12911 PHILLIPS RD MATTHEWS NC 281054151, MATTHEWS, NC 28105-4151 |
| Document Number | 0000010873 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 034228/000274 |
| Instrument | 10873 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 23, 2035 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,964.00 (+4.45%) | $506,400 Land $100,000 Building $406,400 | $506,400 (-) Land $100,000 Building $406,400 |
| 2024 | $3,795.00 | ||
| 2023 | $506,400 Land $100,000 Building $406,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1982–2015) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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