12915 S Spring Lake Rd, Payson, UT 84651 Property Records

Utah County property record for 12915 S Spring Lake Rd, Payson, UT 84651

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,045 sqft · built 1994
Lot Size0.92 acres (40,075 sqft)
Owner2 Individual Names on Record
Tax Bill$4,494 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN52-382-0001

Property Details

APN / Parcel Number

Primary APN52-382-0001
Alternative APN
  • 081920

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories1 Story
Building Area2,045 sqft Living Area
Gross Area4,577 sqft
1st Floor Area2,045 sqft
Basement Area1,993 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleA-Frame
Exterior MaterialStucco
Roof TypeGable
Roof MaterialOther
Lot Area40,075 sqft (0.92 acres)
Garage TypeAttached
Garage Area539 sqft
Parking Spaces4 Parking Spaces
PorchOpen Slab
Porch Area597 sqft
Patio Area377 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number081920
Street Address12915 S SPRING LAKE RD
CityPAYSON
StateUT
Zip84651-9690
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR5
Legal DescriptionLOT 1, PLAT A, SAUNDERS SUB. AREA .92 ACRE.
Legal SubdivisionSAUNDERS
Legal Lot Number1
JurisdictionUTAH UT
Township / Civil DivisionSPANISH FORK-PAYSON
Census Block Group1
Census Block1014
Census Tract10410

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12915 S SPRING LAKE RD, PAYSON, UT 84651-9690
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2007
Deed SaleOct 12, 2007
Prior SaleNov 24, 1998 · Amount on Record
Deed Document Number2007147608
Prior Transfer DateMay 9, 1996
Prior Transfer Doc0000040426
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address12915 S SPRING LAKE RD, PAYSON, UT 84651-9690
Document Number0000076032
Instrument DateJul 17, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address12915 S SPRING LAKE RD PAYSON UT 846519690, PAYSON, UT 84651-9690

Mortgage

Document Number0000076032
DateAug 13, 2018
Instrument76032
Lender
NameZIONS FIRST NAT'L BK
TypeBank
AddressPAYSON, UT 84651
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateUtah
CountyUtah County
Unified School DistrictNebo School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$512,380 (+13.75%)$931,600 (+13.75%) Land $178,700 Building $752,900
2025$4,494.00 (+5.64%)$450,450 (+1.09%)$819,000 (+1.09%) Land $178,700 Building $640,300
2024$4,254.00 (-4.49%)
2023$4,454.00 (+25.04%)$445,610$810,200 Land $170,100 Building $640,100
2022$3,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 67% of Utah
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING LAKE
serves 475 people · EPA ID UTAH25004
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Apr 2018
Coliform assessment
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Intellipop
Fixed Wireless
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on S Spring Lake Rd

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