Harris County property record for 12915 Palm Leaf Ct, Houston, TX 77044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,586 sqft · built 2007 |
| Lot Size | 0.119 acres (5,199 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,587 (Oct 2026) |
| Tax Bill | $4,162 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-704-007-0035 |
| Primary APN | 127-704-007-0035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,586 sqft Living Area |
| 1st Floor Area | 1,586 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Frame Concrete Block/Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,199 sqft (0.119 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 52 sqft |
| Patio Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1277040070035 |
|---|---|
| Street Address | 12915 PALM LEAF CT |
| City | HOUSTON |
| State | TX |
| Zip | 77044-2656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 35 BLK 7 LAKESHORE SEC 5 |
| Legal Subdivision | LAKESHORE SEC 5 |
| Legal Block | 7 |
| Legal Lot Number | 35 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 252001 |
12915 Palm Leaf Ct is owned by an individual who bought it in October 2026.
Source: Harris County records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16110 BURBERRY CIR, HOUSTON, TX 77044-2440 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed, Transfer · Conventional Mortgage LOWER LLC |
| Jul 27, 2017 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2026 · Amount on File |
| Deed Sale | Oct 2, 2026 · Amount on File |
| Prior Sale | Feb 20, 2008 · Amount on File |
| Deed Document Number | 2026401894 |
| Prior Transfer Date | Feb 15, 2008 |
| Prior Transfer Doc | 20080083641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Oct 2, 2026 |
| Property Address | 12915 PALM LEAF CT, HOUSTON, TX 77044-2656 |
| Document Number | 0000401894 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 2026401894 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16110 BURBERRY CIR, HOUSTON, TX 77044-2440 |
| Investor | Possibly a Property Investor |
| Document Number | 0000401895, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 2026401895 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 12915 PALM LEAF CT, HOUSTON, TX 77044-2656 |
| Document Number | 0000359712 |
| Instrument Date | Jul 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 12915 PALM LEAF CT HOUSTON TX 770442656, HOUSTON, TX 77044-2656 |
| Document Number | 0000359712 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 359712 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 9, 2032 |
The 2025 property tax bill for 12915 Palm Leaf Ct was $4,162, up 221.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Humble Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,325 (-3.37%) Land $51,219 Building $187,106 | $238,325 (-3.37%) Land $51,219 Building $187,106 | |
| 2025 | $4,162.00 (+221.89%) Homeowner's exemption | $246,639 Land $51,219 Building $195,420 | $246,639 Land $51,219 Building $195,420 |
| 2024 | $1,293.00 | ||
| 2023 | $247,202 Land $23,245 Building $223,957 | $247,202 Land $23,245 Building $223,957 | |
| 2022 | $1,178.00 | ||
| 2020 | $1,039.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12915 Palm Leaf Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 141 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 141 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2019 · Tropical Storm Imelda |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12915 Palm Leaf Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 412 serves 3,480 people · EPA ID TX1013354 |
|---|---|
| Water Source | Purchased surface water from CITY OF HOUSTON |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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