12903 Palm Leaf Ct, Houston, TX 77044 Property Records

Harris County property record for 12903 Palm Leaf Ct, Houston, TX 77044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 2006
Lot Size	0.099 acres (4,314 sqft)
Owner	Individual Name on File
Last Sale	$134,600 (Oct 2006)
Tax Bill	$3,982 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`127-704-007-0032`

Property Details

APN / Parcel Number

Primary APN	`127-704-007-0032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	4,314 sqft (0.099 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	34 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1277040070032
Street Address	12903 PALM LEAF CT
City	HOUSTON
State	TX
Zip	77044-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 32 BLK 7 LAKESHORE SEC 5
Legal Subdivision	LAKESHORE SEC 5
Legal Block	7
Legal Lot Number	32
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2018
Census Tract	252001

Owner

12903 Palm Leaf Ct is owned and occupied by an individual who bought it in October 2006.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	12903 PALM LEAF CT, HOUSTON, TX 77044-2656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2006 · Amount on File
Deed Sale	Oct 30, 2006 · Amount on File
Deed Document Number	2006159381
Deed Book / Page	3245 / 231
Prior Transfer Date	Sep 29, 2006
Prior Transfer Doc	20060159383
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12903 PALM LEAF CT, HOUSTON, TX 77044-2656
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078978
Date	Mar 6, 2024
Instrument	2024-78978

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 12903 Palm Leaf Ct was $3,982 with a homeowner's exemption, up 218.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,168 (-16.13%) Land $50,068 Building $163,100	$213,168 (-16.13%) Land $50,068 Building $163,100
2025	$3,982.00 (+218.05%) Homeowner's exemption	$254,151 Land $50,068 Building $204,083	$254,151 Land $50,068 Building $204,083
2024	$1,252.00
2023		$262,320 Land $22,723 Building $239,597	$262,320 Land $22,723 Building $239,597
2020	$1,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12903 Palm Leaf Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 141 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	141 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · Tropical Storm Imelda

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12903 Palm Leaf Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 412 serves 3,480 people · EPA ID TX1013354
Water Source	Purchased surface water from CITY OF HOUSTON
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20