12914 123rd Ave, Largo, FL 33774 Property Records

Pinellas County property record for 12914 123rd Ave, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,629 sqft · built 1978
Lot Size	0.138 acres (6,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,000 (Sep 1999)
Tax Bill	$1,611 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-6919-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-6919-7`
Alternative APNs	`08-30-15-33561-000-0370` `301508335610000370` `153008335610000370` `R90407`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,629 sqft Living Area
Gross Area	1,641 sqft
1st Floor Area	1,629 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,007 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	12 sqft
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90407
Street Address	12914 123RD AVE
City	LARGO
State	FL
Zip	33774-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREGG MANOR LOT 37
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	GREGG MANOR
Legal Tract	33561
Legal Lot Number	37
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2023
Census Tract	25207

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12914 123RD AVE, LARGO, FL 33774-3505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE UNION BANK CO
Aug 2, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOWER LLC
Oct 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 1999 · Amount on Record
Deed Sale	Sep 17, 1999 · Amount on Record
Deed Book / Page	10663 / 344
Last Transfer Date	Jul 25, 2022
Transfer Doc	0221541251
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12914 123RD AVE, LARGO, FL 33774-3505
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12914 123RD AVE, LARGO, FL 33774-3505

Mortgage

Document Number	0216731514
Date	Aug 17, 2021
Book Page	21673/1514
Instrument	2021268705

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS, OH 43230

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Aug 2, 2022
Property Address	12914 123RD AVE, LARGO, FL 33774-3505
Document Number	0221541251
Book / Page	22154 / 1251
Map Reference	MB 78 PG 32
Instrument Date	Jul 25, 2022
Instrument	2022235979
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	UNKNOWN, SUMMIT SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12914 123RD AVE, LARGO, FL 33774-3505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12914 123RD AVE, LARGO, FL 33774-3505

Mortgage

Document Number	0221541253
Date	Aug 2, 2022
Instrument	22154/1253

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12914 123RD AVE, LARGO, FL 33774-3505
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202981522
Date	Oct 16, 2018
Book Page	20298/1522
Instrument	2018330972

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12914 123RD AVE, LARGO, FL 33774-3505
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202981533
Date	Oct 16, 2018
Book Page	20298/1533
Instrument	2018330973

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,611.00 (+6.69%) Homeowner's exemption	$127,047 (+5.99%)	$326,162 (+35.57%) Land $115,071 Building $211,091
2024	$1,510.00 (+2.79%)
2023	$1,469.00 (+4.04%) Homeowner's exemption	$119,870 (+3%)	$240,580 (+11.46%) Land $125,487 Building $115,093
2022	$1,412.00 Homeowner's exemption	$116,379	$215,845 Land $120,200 Building $95,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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