12910 123rd Ave, Largo, FL 33774 Property Records

Pinellas County property record for 12910 123rd Ave, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,364 sqft · built 1978
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Mar 2020)
Tax Bill	$4,855 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-6918-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-6918-9`
Alternative APNs	`08-30-15-33561-000-0360` `301508335610000360` `153008335610000360` `R90406`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	1,880 sqft
1st Floor Area	1,364 sqft
Flooring	Carpet

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	715 sqft
Patio Area	715 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90406
Street Address	12910 123RD AVE
City	LARGO
State	FL
Zip	33774-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREGG MANOR LOT 36
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	GREGG MANOR
Legal Tract	33561
Legal Lot Number	36
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2023
Census Tract	25207

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12910 123RD AVE, LARGO, FL 33774-3505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Apr 18, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 19, 2020	Deed, Transfer · Conventional Mortgage WESLEND FINANCIAL CORP
Jul 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	Jul 9, 2015 · Amount on Record
Deed Document Number	202092742
Deed Book / Page	20929 / 1403
Prior Transfer Date	Jun 21, 2017
Prior Transfer Doc	0196940540
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12910 123RD AVE, LARGO, FL 33774-3505
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12910 123RD AVE, LARGO, FL 33774-3505

Mortgage

Document Number	0217702470
Date	Oct 20, 2021
Book Page	21770/2470
Instrument	2021344122

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12910 123RD AVE, LARGO, FL 33774-3505
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12910 123RD AVE, LARGO, FL 33774-3505

Mortgage

Document Number	0231340418
Date	Apr 18, 2025
Book Page	23134/418
Instrument	2025115256

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 19, 2020
Property Address	12910 123RD AVE, LARGO, FL 33774-3505
Document Number	0209291403
Book / Page	20929 / 1403
Map Reference	MB 78 PG 32
Instrument Date	Mar 18, 2020
Instrument	2020092742
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 STONEGATE DR, 65, EAST BRIDGEWATER, MA 02333-2241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12910 123RD AVE, LARGO, FL 33774-3505

Mortgage

Document Number	0209291405
Date	Mar 19, 2020
Instrument	20929/1405

Lender

Name	WESLEND FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 7, 2017
Property Address	12910 123RD AVE, LARGO, FL 33774-3505
Document Number	0196940540
Book / Page	019694 / 000540
Instrument Date	Jun 21, 2017
Instrument	209498
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12910 123RD AVE LARGO FL 337743505, LARGO, FL 33774-3505

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	May 23, 2017
Property Address	12910 123RD AVE, LARGO, FL 33774-3505
Document Number	0196390823
Book / Page	019639 / 000823
Instrument Date	Nov 30, 2016
Instrument	160089
Transaction Type	Transfer
Record Updated	Jul 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	12910 123RD AVE LARGO FL 337743505, LARGO, FL 33774-3505

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,855.00 (+5.64%) Homeowner's exemption	$297,929 (+5.99%)	$354,457 (+4.1%) Land $112,513 Building $241,944
2024	$4,596.00 (+1.73%)
2023	$4,518.00 (+2.92%) Homeowner's exemption	$281,100 (+3%)	$340,506 (+18.63%) Land $134,081 Building $206,425
2022	$4,390.00 Homeowner's exemption	$272,913	$287,028 Land $124,322 Building $162,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon, WOW Internet, Cable & Phone.

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