12913 Pine Ln, Lusby, MD 20657 Property Records

Calvert County property record for 12913 Pine Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 910 sqft · built 1955
Lot Size	0.374 acres (16,291 sqft)
Owner	Individual Name on Record
Last Sale	$182,500 (Nov 2019)
Tax Bill	$2,761 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-074695`

Property Details

APN / Parcel Number

Primary APN	`01-074695`
Alternative APNs	`1074695` `074695`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	910 sqft Total Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,291 sqft (0.374 acres)
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	074695
Street Address	12913 PINE LN
City	LUSBY
State	MD
Zip	20657-3264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 19 BLK C SEC 2 DRUM POINT
Legal Subdivision	DRUM POINT BEACH
Legal Block	C
Legal Lot Number	19
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2031
Census Tract	861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12913 PINE LN, LUSBY, MD 20657-3264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Nov 14, 2019	Deed, Transfer · Conventional Mortgage NFM INC
Jul 10, 2019	Grant Deed, Transfer MILLENNIUM TITLE AND ABSTRACT COMPANY, MILLENNIUM TITLE & ABSTRACT CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Jul 10, 2019 · Amount on Record
Deed Book / Page	5473 / 473
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12913 PINE LN, LUSBY, MD 20657-3264
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058910394
Date	Mar 12, 2021
Book Page	5891/394

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Nov 14, 2019
Property Address	12913 PINE LN, LUSBY, MD 20657-3264
Document Number	0054730473
Book / Page	5473 / 473
Map Reference	MB AAH 1 FO 89
Instrument Date	Nov 5, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MILLENNIUM TTL & ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12913 PINE LN, LUSBY, MD 20657-3264

Mortgage

Document Number	5473479
Date	Nov 14, 2019
Instrument	5473/479

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 10, 2019
Property Address	12913 PINE LN, LUSBY, MD 20657-3264
Document Number	0053900466
Book / Page	005390 / 000466
Instrument Date	Jun 19, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	MILLENNIUM TITLE AND ABSTRACT COMPANY, MILLENNIUM TITLE & ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$105.26
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7606 ARNET LN BETHESDA MD 208175502, BETHESDA, MD 20817-5502

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,700 (+24.97%) Land $83,400 Building $151,300	$234,700 (+24.97%) Land $83,400 Building $151,300
2025	$2,761.00 (+41.52%)
2023	$1,951.00	$187,800 Land $83,400 Building $104,400	$187,800 Land $83,400 Building $104,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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