12910 Pine Ln, Lusby, MD 20657 Property Records

Calvert County property record for 12910 Pine Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,860 sqft · built 2003
Lot Size	0.223 acres (9,714 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Nov 2020)
Tax Bill	$397 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-062131`

Property Details

APN / Parcel Number

Primary APN	`01-062131`
Alternative APNs	`1062131` `062131`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,860 sqft Total Area
Basement Area	620 sqft
Finished Basement	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,714 sqft (0.223 acres)
Porch	Porch
Porch Area	266 sqft
Deck Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	062131
Street Address	12910 PINE LN
City	LUSBY
State	MD
Zip	20657-3263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 12 BLK B SEC 2 DRUM POINT
Legal Subdivision	DRUM POINT BEACH
Legal Block	B
Legal Lot Number	12
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2035
Census Tract	861003

Owner

Source: Calvert County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12910 PINE LN, LUSBY, MD 20657-3263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
Dec 10, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Oct 25, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Dec 10, 2018 · Amount on Record
Deed Book / Page	5750 / 224
Prior Transfer Date	Oct 13, 2017
Prior Transfer Doc	0050860174
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Nov 2, 2020
Property Address	12910 PINE LN, LUSBY, MD 20657-3263
Document Number	0057500224
Book / Page	5750 / 224
Map Reference	MB AAH 1 FO 89
Instrument Date	Oct 26, 2020
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45659 JILLIAN CT, GREAT MILLS, MD 20634-2492

Mortgage

Document Number	5750231
Date	Nov 2, 2020
Instrument	5750/231

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 10, 2018
Property Address	12910 PINE LN, LUSBY, MD 20657-3263
Document Number	0052910544
Book / Page	005291 / 000544
Instrument Date	Nov 6, 2018
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	FIRST CLASS TITLE AGENCY, FIRST CLASS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46935 CAMEO LN #410 LEXINGTON PARK MD 206536218, 410, LEXINGTON PARK, MD 20653-6218

Mortgage

Document Number	52910555
Date	Dec 10, 2018
Book Page	005291/000555

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 25, 2017
Property Address	12910 PINE LN, LUSBY, MD 20657-3263
Document Number	0050860174
Book / Page	005086 / 000174
Instrument Date	Jun 6, 2017
Transaction Type	Foreclosure
Record Updated	Dec 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$179.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	12910 PINE LN LUSBY MD 206573263, LUSBY, MD 20657-3263

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,100 (+31.08%) Land $76,900 Building $375,200	$452,100 (+31.08%) Land $76,900 Building $375,200
2025	$397.00 (-88.92%)
2023	$3,583.00 Homeowner's exemption	$344,900 Land $76,900 Building $268,000	$344,900 Land $76,900 Building $268,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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