12911 Lomas Verdes Dr, Poway, CA 92064 Property Records

San Diego County property record for 12911 Lomas Verdes Dr, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 4,049 sqft · built 1989
Lot Size1.01 acres (43,996 sqft)
Owner2 Company Names on File
Last Sale$1,475,000 (Mar 2020)
Tax Bill$18,222 (2025)
Deeds & MortgagesFeb 2026 Transfer
May 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN273-911-19-00

Property Details

APN / Parcel Number

Primary APN273-911-19-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area4,049 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area43,996 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address12911 LOMAS VERDES DR
CityPOWAY
StateCA
Zip92064-1250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-C
Legal DescriptionLOT 52 TR 011037
Legal SubdivisionPOWAY 81-01
Legal Tract011037
Legal Block2
Legal Lot Number52
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract17020

Owner

Source: San Diego County records · APN 273-911-19-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address12911 LOMAS VERDES DR, POWAY, CA 92064-1250
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2026Intrafamily Transfer, Transfer
May 12, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Mar 04, 2020Grant Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2020 · Amount on Record
Deed SaleMar 04, 2020 · Amount on Record
Prior SaleJan 03, 1995 · Amount on Record
Deed Document Number2020113060
Last Transfer DateJan 17, 2026
Transfer Doc0000032963
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 05, 2026
Property Address12911 LOMAS VERDES DR, POWAY, CA 92064-1250
Document Number0000032963
Map ReferenceMAP 11037
Instrument DateJan 17, 2026
Instrument2026-0032963
Transaction TypeTransfer
Record UpdatedFeb 13, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address12911 LOMAS VERDES DR, POWAY, CA 92064-1250

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12911 LOMAS VERDES DR, POWAY, CA 92064-1250
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12911 LOMAS VERDES DR, POWAY, CA 92064-1250

Mortgage

Document Number0000125080
DateMay 12, 2023
Instrument2023-0125080
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMay 15, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12911 LOMAS VERDES DR, POWAY, CA 92064-1250
Transaction TypeMortgage
Record UpdatedJul 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12911 LOMAS VERDES DR, POWAY, CA 92064-1250

Mortgage

Document Number0000459785
DateJun 24, 2021
Instrument2021-0459785
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 04, 2020
Property Address12911 LOMAS VERDES DR, POWAY, CA 92064-1250
Document Number0000113060
Instrument DateFeb 10, 2020
Instrument113060
Transaction TypeTransfer
Record UpdatedMar 16, 2020
Title CompanyGUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,623.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address12911 LOMAS VERDES DR POWAY CA 920641250, POWAY, CA 92064-1250

Mortgage

Document Number113061
DateMar 04, 2020
Instrument113061
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueMar 03, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,645,386 (+2%) Land $1,115,517 Building $529,869
2025$18,222.00 (+4.92%) Homeowner's exemption$1,613,125 (+4.04%) Land $1,093,645 Building $519,480
2023$17,368.00 (+1.7%) Homeowner's exemption$1,550,487 Land $1,051,178 Building $499,309
2022$17,078.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170202, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2017 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, California Internet, Cox Communications, San Diego Broadband.

Based on FCC filings for 316 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF POWAY
serves 49,888 people
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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