12910 Pebble Ridge Dr, Byhalia, MS 38611 Property Records

DeSoto County property record for 12910 Pebble Ridge Dr, Byhalia, MS 38611

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,400 sqft · built 2017
Lot Size	2.43 acres (105,851 sqft)
Owner	Individual Name on File
Tax Bill	$3,534 (2025)
Deeds & Mortgages	May 2018 Mortgage Aug 2017 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-05-3-07-02-0-00011-00`

Property Details

APN / Parcel Number

Primary APN	`3-05-3-07-02-0-00011-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,400 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	105,851 sqft (2.43 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12910 PEBBLE RIDGE DR
City	BYHALIA
State	MS
Zip	38611-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	RED BANKS ROAD SEC B LOT 11
Legal Subdivision	RED BANKS ROAD SEC B
Legal Lot Number	11
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	2
Census Block	2023
Census Tract	70900

Owner

12910 Pebble Ridge Dr is owned and occupied by an individual who acquired it in May 2017.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12910 PEBBLE RIDGE DR, BYHALIA, MS 38611-4401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage ORION FCU
Aug 2, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO
May 23, 2017	Warranty Deed, Transfer · Construction Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2017
Deed Sale	May 23, 2017
Deed Document Number	20170523010124150
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12910 PEBBLE RIDGE DR, BYHALIA, MS 38611-4401
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	NEXUS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004534/785
Date	May 4, 2018
Book Page	4534/785
Instrument	T04534-00785

Lender

Name	ORION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12910 PEBBLE RIDGE DR, BYHALIA, MS 38611-4401
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170802010220690
Date	Aug 2, 2017
Instrument	20170802010220690

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	5 Months
Due	Jan 10, 2018

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12910 PEBBLE RIDGE DR, BYHALIA, MS 38611-4401
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004878/209
Date	Jan 31, 2020
Book Page	4878/209

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12910 PEBBLE RIDGE DR, BYHALIA, MS 38611-4401
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12910 PEBBLE RIDGE DR, BYHALIA, MS 38611-4401

Mortgage

Document Number	005079/356
Date	Oct 30, 2020
Book Page	5079/356

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 23, 2017
Property Address	12910 PEBBLE RIDGE DR, BYHALIA, MS 38611-4401
Document Number	20170523010124150
Map Reference	PL 119 PG 41-44
Instrument Date	May 18, 2017
Instrument	20170523010124150
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7, TUNICA, MS 38676-0007

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	633 FAWN GROVE TRL, HERNANDO, MS 38632-1407
Investor	Possibly a Property Investor

Mortgage

Document Number	20170523010124160
Date	May 23, 2017
Instrument	20170523010124160

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Nov 19, 2017

Tax Assessment & Valuation

The 2025 property tax bill for 12910 Pebble Ridge Dr was $3,534.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,534.00	$46,489 Land $4,000 Building $42,489	$464,885 Land $40,000 Building $424,885
2023	$3,048.00	$33,496	$334,961 Land $40,000 Building $294,961

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12910 Pebble Ridge Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2011–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12910 Pebble Ridge Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWISBURG WATER ASSOCIATION public/private · serves 9,390 people · EPA ID MS0170011
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northcentral Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pebble Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures