12833 Pebble Ridge Dr, Byhalia, MS 38611 Property Records

DeSoto County property record for 12833 Pebble Ridge Dr, Byhalia, MS 38611

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,062 sqft · built 2018
Lot Size	2.23 acres (97,139 sqft)
Owner	Individual Name on File
Tax Bill	$3,764 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-05-3-07-02-0-00018-00`

Property Details

APN / Parcel Number

Primary APN	`3-05-3-07-02-0-00018-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,062 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	97,139 sqft (2.23 acres)
Pool Area	648 sqft
Patio Area	496 sqft

Location & Zoning

Street Address	12833 PEBBLE RIDGE DR
City	BYHALIA
State	MS
Zip	38611-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	RED BANKS ROAD SEC B LOT 18
Legal Subdivision	RED BANKS ROAD SEC B
Legal Lot Number	18
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	2
Census Block	2023
Census Tract	70900

Owner

12833 Pebble Ridge Dr is owned and occupied by an individual who acquired it in January 2022.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12833 PEBBLE RIDGE DR, BYHALIA, MS 38611-4400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit THE BANK OF HOLLY SPRING
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit THE BANK OF HOLLY SPRING
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC
Feb 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022
Deed Sale	Jan 4, 2022
Prior Sale	Feb 21, 2017
Deed Document Number	0000983670
Deed Book / Page	983 / 670
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12833 PEBBLE RIDGE DR, BYHALIA, MS 38611-4400
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIRST NATIONAL FINANCIAL TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004492/531
Date	Feb 14, 2018
Book Page	4492/531
Instrument	T04492-00531

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12833 PEBBLE RIDGE DR, BYHALIA, MS 38611-4400
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	QUALITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005101/357
Date	Dec 1, 2020
Book Page	5101/357

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2040

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12833 PEBBLE RIDGE DR, BYHALIA, MS 38611-4400
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	QUALITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12833 PEBBLE RIDGE DR, BYHALIA, MS 38611-4400

Mortgage

Document Number	005375/573
Date	Oct 18, 2021
Book Page	5375/573

Lender

Name	THE BANK OF HOLLY SPRING
Type	Bank
Address	HOLLY SPRINGS, MS 38635

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 12, 2022

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12833 PEBBLE RIDGE DR, BYHALIA, MS 38611-4400
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	QUALITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12833 PEBBLE RIDGE DR, BYHALIA, MS 38611-4400

Mortgage

Document Number	005375/561
Date	Oct 18, 2021
Book Page	5375/561

Lender

Name	THE BANK OF HOLLY SPRING
Type	Bank
Address	HOLLY SPRINGS, MS 38635

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 12, 2022

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 4, 2022
Property Address	12833 PEBBLE RIDGE DR, BYHALIA, MS 38611-4400
Document Number	000983/670
Book / Page	983 / 670
Map Reference	MB 119 PG 41-44
Instrument Date	Dec 30, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4497 BIENVILLE RD, 4497, NESBIT, MS 38651-9020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12833 PEBBLE RIDGE DR, BYHALIA, MS 38611-4400

Mortgage

Document Number	0005436419
Date	Jan 4, 2022
Instrument	5436/419

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 21, 2017
Property Address	12833 PEBBLE RIDGE DR, BYHALIA, MS 38611-4400
Document Number	000815/594
Book / Page	0815 / 594
Map Reference	PL MB 119 PG 41-44
Instrument Date	Feb 16, 2017
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7, TUNICA, MS 38676-0007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13780 MYERS PLANTATION RD, BYHALIA, MS 38611-6798
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12833 Pebble Ridge Dr was $3,764.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,764.00	$49,276 Land $4,000 Building $45,276	$492,757 Land $40,000 Building $452,757
2023	$3,206.00	$35,075	$350,746 Land $40,000 Building $310,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12833 Pebble Ridge Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2011–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12833 Pebble Ridge Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWISBURG WATER ASSOCIATION public/private · serves 9,390 people · EPA ID MS0170011
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northcentral Connect Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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