Albemarle County property record for 1291 Hammocks Gap Rd, Charlottesville, VA 22911
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 3,589 sqft · built 1964 |
| Lot Size | 10.9 acres (477,287 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,500,000 (May 2026) |
| Tax Bill | $16,829 (2026) |
| Deeds & Mortgages | May 2026 Sale Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06300-00-00-02900 |
| Primary APN | 06300-00-00-02900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,589 sqft Finished Area |
| Basement Area | 391 sqft |
| Unfinished Basement | 350 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Contemporary |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Built-Up Asphalt |
| Lot Area | 477,287 sqft (10.9 acres) |
| Pool Area | 544 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,134 sqft |
| Deck Area | 30 sqft |
| Patio Area | 1,816 sqft |
| Shed | 1 Shed |
| Shed Area | 430 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Street Address | 1291 HAMMOCKS GAP RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22911-6030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE |
| Legal Subdivision | THOMAS D BLUE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 10401 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1293 HAMMOCKS GAP RD, CHARLOTTESVILLE, VA 22911-6030 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 1, 2026 | Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on Record |
| Deed Sale | May 1, 2026 · Amount on Record |
| Prior Sale | May 22, 2015 · Amount on Record |
| Deed Document Number | 20264197 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | May 1, 2026 |
| Property Address | 1291 HAMMOCKS GAP RD, CHARLOTTESVILLE, VA 22911-6030 |
| Document Number | 0000004197 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026.4197 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $252,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1293 HAMMOCKS GAP RD, CHARLOTTESVILLE, VA 22911-6030 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1291 HAMMOCKS GAP RD, CHARLOTTESVILLE, VA 22911-6030 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 005655/380 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 5655/380 |
| Instrument | 202100020649 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,829.00 (-7.98%) | $1,882,400 (-7.98%) Land $620,600 Building $1,261,800 | $1,882,400 (-7.98%) Land $620,600 Building $1,261,800 |
| 2025 | $18,288.00 (+21.28%) | $2,045,700 (+15.85%) Land $598,900 Building $1,446,800 | $2,045,700 (+15.85%) Land $598,900 Building $1,446,800 |
| 2023 | $15,079.00 | $1,765,800 Land $464,700 Building $1,301,100 | $1,765,800 Land $464,700 Building $1,301,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 940 / 940 |
4G LTE (outdoors only), no 5G reported
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