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1291 E 13th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1291 E 13th St, Chattanooga, TN 37408 · Last verified January 2026

Property Summary

Property TypeIndustrial Vacant Land
Lot Size0.208 acres (9,061 sqft)
OwnerCompany Name on File
Tax Bill$252 (2025)
Deeds & MortgagesDec 2025 Construction Loan
Mar 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN146P C 001

Property Details

APN / Parcel Number

Primary APN146P C 001

Exterior

Lot Area9,061 sqft (0.208 acres)
Lot Dimensions283 ft deep x 68.1 ft wide

Location & Zoning

Street Address1291 E 13TH ST
CityCHATTANOOGA
StateTN
Zip37408-1604
Property CategoryIndustrial
Property TypeIndustrial > Vacant Land
Legal DescriptionLT 2 FACTORY LOFTS PB 131 PG 64
Legal Range04W
Legal Township02
Legal Section27
Legal SubdivisionMUTUAL REAL ESTATE & HOME BLDG
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1036
Census Tract1400

Owner

Source: Hamilton County records · APN 146P C 001

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 2007, CHATTANOOGA, TN 37409-0007
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Deed of Trust, Mortgage · Construction Mortgage
FIRST FINANCIAL BANK NA
Mar 03, 2022Warranty Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY AND TRUST CO
Mar 08, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2025
Deed SaleOct 10, 2025
Prior SaleMar 08, 2017 · Amount on Record
Deed Document Number0014075419
Deed Book / Page12867 / 993
Prior Transfer DateMar 03, 2022
Prior Transfer Doc2022030300120
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1291 E 13TH ST, CHATTANOOGA, TN 37408-1604
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTEE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000100
DateDec 11, 2025
Book Page14135/54
Instrument2025121100100
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressCHATTANOOGA, TN 37408
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term35 Months
DueNov 25, 2028
Interest
Rate TypeAdjustable Rate

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 03, 2022
Property Address1291 E 13TH ST, CHATTANOOGA, TN 37408-1604
Document Number0000000120
Book / Page12867 / 993
Map ReferenceMB 119 PG 111
Instrument DateFeb 24, 2022
Instrument2022030300120
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

AmountAmount Recorded
Tax$8,865.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2007, CHATTANOOGA, TN 37409-0007

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 08, 2017
Property AddressE 13TH ST, CHATTANOOGA, TN 37408
Document Number0000000099
Book / Page010993 / 000052
Instrument DateMar 07, 2017
Instrument99
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,775.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address736 MARKET ST #1400 CHATTANOOGA TN 374024815, 1400, CHATTANOOGA, TN 37402-4815
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$252.00 (-12.8%)$16,680 (+28.7%)$41,700 (+28.7%) Land $41,700
2024$289.00$12,960 (-)$32,400 (-) Land $32,400
2023$289.00$12,960 (-)$32,400 (-) Land $32,400
2022$289.00$12,960$32,400 Land $32,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650014001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims3 (1990–1997)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 1997, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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