1265 E 13th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1265 E 13th St, Chattanooga, TN 37408

Property Summary

Property Type	Vacant Land
Details	47,532 sqft · built 1920
Lot Size	1.53 acres (66,647 sqft)
Owner	Company Name on Record
Last Sale	$2,396,000 (Mar 2022)
Tax Bill	$769 (2023)
Deeds & Mortgages	Mar 2022 Sale Oct 2020 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`146P C 002`

Property Details

APN / Parcel Number

Primary APN	`146P C 002`
Alternative APN	`77653`

Interior

Stories	2 Stories
Building Area	47,532 sqft

Exterior

Year Built	Built 1920
Exterior Material	Brick
Lot Area	66,647 sqft (1.53 acres)
Lot Dimensions	283 ft deep x 293 ft wide

Location & Zoning

Account Number	77653
Street Address	1265 E 13TH ST
City	CHATTANOOGA
State	TN
Zip	37408-1604
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	M1
Legal Description	LT 1 FACTORY LOFTS PB 119 PG 111
Legal Range	04
Legal Township	02
Legal Section	27
Legal Subdivision	ORANGE GROVE
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1036
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of February 5, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	PO BOX 2007, CHATTANOOGA, TN 37409-0007
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY AND TRUST CO
Oct 15, 2020	Grant Deed, Transfer · Line of Credit PINNACLE BK
Oct 3, 2018	Warranty Deed, Transfer COMMUNITY NAT'L BK
Oct 23, 2017	Trustee's Deed, Construction Loan · Construction Mortgage ATLANTIC CAP BK
Feb 14, 2017	Loan Modification, Mortgage ATLANTIC CAP BK

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Mar 3, 2022 · Amount on Record
Deed Sale	Mar 3, 2022 · Amount on Record
Prior Sale	Mar 3, 2022 · Amount on Record
Deed Document Number	2022030300120
Deed Book / Page	12867 / 993
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 3, 2022
Property Address	1265 E 13TH ST, CHATTANOOGA, TN 37408-1604
Document Number	0000000120
Book / Page	12867 / 993
Map Reference	MB 119 PG 111
Instrument Date	Feb 24, 2022
Instrument	2022030300120
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

Amount	Amount Recorded
Tax	$8,865.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2007, CHATTANOOGA, TN 37409-0007

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 15, 2020
Property Address	1265 E 13TH ST, CHATTANOOGA, TN 37408-1604
Document Number	1015000132
Book / Page	012192 / 000596
Instrument Date	Oct 14, 2020
Instrument	201015000132
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Tax	$6,642.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	537 MARKET ST #400 CHATTANOOGA TN 374021287, 400, CHATTANOOGA, TN 37402-1287

Mortgage

Document Number	1015000134
Date	Oct 15, 2020
Book Page	012192/000603
Instrument	201015000134

Lender

Name	PINNACLE BK
Type	Bank
Address	801 BROAD ST, CHATTANOOGA, TN 37402-2671

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Oct 14, 2023

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 3, 2018
Property Address	1265 E 13TH ST, CHATTANOOGA, TN 37408-1604
Document Number	1003000135
Book / Page	011469 / 000458
Instrument Date	Sep 27, 2018
Instrument	181003000135
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,660.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1265 E 13TH ST CHATTANOOGA TN 374081604, CHATTANOOGA, TN 37408-1604

Mortgage

Document Number	1003000136
Date	Oct 3, 2018
Book Page	011469/000462
Instrument	181003000136

Lender

Name	COMMUNITY NAT'L BK
Type	Bank
Address	4914 BATTLEFIELD PKWY, RINGGOLD, GA 30736-8071

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 23, 2017
Property Address	1265 E 13TH ST, CHATTANOOGA, TN 37408-1604
Book / Page	011185 / 000223
Instrument Date	Jun 24, 2017
Instrument	360
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1253 E 13TH ST CHATTANOOGA TN 37408, CHATTANOOGA, TN 37408

Mortgage

Document Number	0000000360
Date	Oct 23, 2017
Book Page	011185/000223
Instrument	360

Lender

Name	ATLANTIC CAP BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 22, 2018

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	1265 E 13TH ST, CHATTANOOGA, TN 37408-1604
Document Number	0000000070
Book / Page	011015 / 000710
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 10, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1265 E 13TH ST CHATTANOOGA TN 374081604, CHATTANOOGA, TN 37408-1604

Mortgage

Document Number	0000000070
Date	Apr 4, 2017
Book Page	011015/000710
Instrument	70

Lender

Name	ATLANTIC CAP BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 3, 2022

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2023

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$769.00	$34,375 (-)	$137,500 (-) Land $137,500
2022	$769.00	$34,375	$137,500 Land $137,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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