Frederick County property record for 12909 Hickory Ct, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,416 sqft · built 1985 |
| Lot Size | 2.81 acres (122,404 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Sep 2006) |
| Tax Bill | $4,320 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-218269 |
| Primary APN | 08-218269 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| Gross Area | 1,536 sqft |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 122,404 sqft |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 200 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 218269 |
|---|---|
| Street Address | 12909 HICKORY CT |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-7558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT48 BLK E SEC 1 2.818AC HICKORY CRT. HICKORY CRT |
| Legal Subdivision | HICKORY COURT |
| Legal Block | E |
| Legal Lot Number | 48 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 8, LIBERTY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 751702 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12909 HICKORY CT, UNION BRIDGE, MD 21791-7558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Jul 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2006 · Amount on Record |
| Deed Sale | Sep 15, 2006 · Amount on Record |
| Prior Sale | Apr 1, 1992 · Amount on Record |
| Deed Document Number | 200666353 |
| Deed Book / Page | 6220 / 135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 12909 HICKORY CT, UNION BRIDGE, MD 21791-7558 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0136030293 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 13603/293 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 12909 HICKORY CT, UNION BRIDGE, MD 21791-7558 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 12909 HICKORY CT, UNION BRIDGE, MD 21791-7558 |
| Document Number | 0150630077 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 15063/77 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2051 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,800 (+23.47%) | $422,400 (+9.15%) Land $169,000 Building $253,400 | |
| 2025 | $4,320.00 (+15.35%) | ||
| 2023 | $3,745.00 Homeowner's exemption | $323,000 | $387,000 Land $169,000 Building $218,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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