12902 Hickory Ct, Union Bridge, MD 21791 Property Records

Frederick County property record for 12902 Hickory Ct, Union Bridge, MD 21791

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,519 sqft · built 1987
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Nov 2008)
Tax Bill$4,289 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN08-218161

Property Details

APN / Parcel Number

Primary APN08-218161
Alternative APNs
  • 8218161
  • 218161

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,519 sqft Living Area
1st Floor Area763 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area54,450 sqft

Exterior Amenities

PorchOpen Porch
Porch Area246 sqft
Deck Area120 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number218161
Street Address12902 HICKORY CT
CityUNION BRIDGE
StateMD
Zip21791-7558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT44 BLK F SEC 1 1.252AC HICKORY CRT. HICKORY CRT
Legal SubdivisionRIDGE ESTATES SEC 1
Legal BlockF
Legal Lot Number44
JurisdictionFREDERICK MD
Township / Civil Division8, LIBERTY
Census Block Group1
Census Block1022
Census Tract751702

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12902 HICKORY CT, UNION BRIDGE, MD 21791-7558
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2008 · Amount on Record
Deed SaleNov 25, 2008 · Amount on Record
Prior SaleJul 29, 1994 · Amount on Record
Deed Document Number200885103
Deed Book / Page7125 / 78
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address12902 HICKORY CT, UNION BRIDGE, MD 21791-7558
Transaction TypeMortgage
Record UpdatedMar 29, 2024
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0167950123
DateMar 14, 2024
Book Page16795/123
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address12902 HICKORY CT, UNION BRIDGE, MD 21791-7558
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0156360321
DateJan 6, 2022
Book Page15636/321
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$344,233 (+15.22%)$354,900 (+4.72%) Land $152,600 Building $202,300
2025$4,289.00 (+17.54%)
2023$3,649.00$298,767$338,900 Land $152,600 Building $186,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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