12909 Chaplin Ct, Fort Wayne, IN 46845 Property Records

Allen County property record for 12909 Chaplin Ct, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,714 sqft · built 2000
Lot Size	0.233 acres (10,140 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-27-278-016.000-057`

Property Details

APN / Parcel Number

Primary APN	`02-02-27-278-016.000-057`
Alternative APN	`2451110037`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,714 sqft Living Area
Gross Area	4,458 sqft
1st Floor Area	1,857 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,140 sqft (0.233 acres)
Lot Dimensions	1,300 ft deep x 780 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12909 CHAPLIN CT
City	FORT WAYNE
State	IN
Zip	46845-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPEL COURT VILLAS SEC II LOT37
Legal Subdivision	CHAPEL COURT VILLAS
Legal Lot Number	37
Jurisdiction	ALLEN IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2015
Census Tract	10305

Owner

12909 Chaplin Ct is owned and occupied by two individuals.

Source: Allen County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12909 CHAPLIN CT, FORT WAYNE, IN 46845-2345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARTNERS 1ST FCU
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	12909 CHAPLIN CT, FORT WAYNE, IN 46845-2345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004413
Date	Jan 22, 2020
Instrument	2020004413

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2025
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	7.75%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	12909 CHAPLIN CT, FORT WAYNE, IN 46845-2345
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017037745
Date	Jul 17, 2017
Instrument	2017037745

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12909 Chaplin Ct was $2,155 with a homeowner's exemption, down 13.6% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Perry Township
Unified School District	Northwest Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,155.00 (-13.59%)	$319,000 (+0.82%) Land $34,400 Building $284,600	$319,000 (+0.82%) Land $34,400 Building $284,600
2024	$2,494.00 (+10.89%)	$316,400 (+4.56%) Land $34,400 Building $282,000	$316,400 (+4.56%) Land $34,400 Building $282,000
2023	$2,249.00 (+18.56%)	$302,600 (+16.56%) Land $34,400 Building $268,200	$302,600 (+16.56%) Land $34,400 Building $268,200
2022	$1,897.00	$259,600 Land $34,400 Building $225,200	$259,600 Land $34,400 Building $225,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12909 Chaplin Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12909 Chaplin Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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