12908 Wayne Spur Ln, Elgin, TX 78621 Property Records

Travis County property record for 12908 Wayne Spur Ln, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,122 sqft · built 2005
Lot Size	0.261 acres (11,383 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,547 (Jul 2026)
Tax Bill	$8,692 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0237950218`

Property Details

APN / Parcel Number

Primary APN	`0237950218`
Alternative APNs	`02379502180000` `568145`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,122 sqft Living Area
Gross Area	4,522 sqft
1st Floor Area	1,886 sqft
2nd Floor Area	2,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,383 sqft (0.261 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	568145
Street Address	12908 WAYNE SPUR LN
City	ELGIN
State	TX
Zip	78621-5990
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK H ELM CREEK SEC 1
Legal Subdivision	ELM CREEK SEC 1
Legal Block	H
Legal Lot Number	6
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1030
Census Tract	2217

Owner

Source: Travis County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3116 STONECREST DR, ABILENE, TX 79606-3459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Jul 28, 2026	Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Aug 3, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV
Aug 3, 2018	Loan Modification, Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Apr 7, 2015 · Amount on Record
Deed Document Number	202689736
Prior Transfer Date	Apr 3, 2015
Prior Transfer Doc	0000052209
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TRAVIS TX
Recording Date	Jul 28, 2026
Property Address	12908 WAYNE SPUR LN, ELGIN, TX 78621-5990
Document Number	0000089736
Instrument Date	Jul 24, 2026
Instrument	202689736
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	BIG COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 STONECREST DR, ABILENE, TX 79606-3459

Mortgage

Document Number	0000089738,
Date	Jul 28, 2026
Instrument	202689738

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TRAVIS TX
Recording Date	Jul 28, 2026
Property Address	12908 WAYNE SPUR LN, ELGIN, TX 78621-5990
Document Number	0000089736
Instrument Date	Jul 24, 2026
Instrument	202689736
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	BIG COUNTRY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 STONECREST DR, ABILENE, TX 79606-3459

Mortgage

Document Number	0000089738,
Date	Jul 28, 2026
Instrument	202689738

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	12908 WAYNE SPUR LN, ELGIN, TX 78621-5990
Document Number	0000141284
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12908 WAYNESPUR LN ELGIN TX 786215990, ELGIN, TX 78621-5990

Mortgage

Document Number	0000141284
Date	Sep 5, 2018
Instrument	141284

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	WASHINGTON, WA 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TRAVIS TX
Property Address	12908 WAYNE SPUR LN, ELGIN, TX 78621-5990
Document Number	0000152393
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12908 WAYNESPUR LN ELGIN TX 786215990, ELGIN, TX 78621-5990

Mortgage

Document Number	0000152393
Date	Sep 26, 2018
Instrument	152393

Lender

Name	IMORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,692.00 (+92.05%) Homeowner's exemption	$399,344 (-18.87%)	$468,485 (-4.83%) Land $95,958 Building $372,527
2024	$4,526.00 (-39.77%)
2023		$492,239 Land $36,000 Building $456,239	$492,239 Land $36,000 Building $456,239
2022	$7,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVIS COUNTY MUD 14 serves 3,333 people · EPA ID TX2270353
Water Source	Purchased groundwater from AQUA WSC
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, SOS Communications.

Nearby Properties on Wayne Spur Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures