12905 Wayne Spur Ln, Elgin, TX 78621 Property Records

Travis County property record for 12905 Wayne Spur Ln, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,573 sqft · built 2005
Lot Size	0.21 acres (9,125 sqft)
Owner	Individual Name on File
Last Sale	$222,900 (Dec 2020)
Tax Bill	$8,714 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0237960126`

Property Details

APN / Parcel Number

Primary APN	`0237960126`
Alternative APNs	`02379601260000` `568181`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,573 sqft Living Area
Gross Area	3,014 sqft
1st Floor Area	1,058 sqft
2nd Floor Area	1,515 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,125 sqft (0.21 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Unfinished Porch
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	568181
Street Address	12905 WAYNE SPUR LN
City	ELGIN
State	TX
Zip	78621-5990
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 BLK I ELM CREEK SEC 1
Legal Subdivision	ELM CREEK SEC 1
Legal Block	I
Legal Lot Number	30
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1034
Census Tract	2217

Owner

12905 Wayne Spur Ln is owned by an individual who bought it in December 2020.

Source: Travis County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	19808 AGUA FRIO DR, LAGO VISTA, TX 78645-6028
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · Line of Credit PROSPERITY BANK
Dec 10, 2020	Vendor's Lien, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Prior Sale	Mar 4, 2011 · Amount on File
Deed Document Number	2020240574
Prior Transfer Date	Nov 3, 2009
Prior Transfer Doc	0000188490
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	12905 WAYNE SPUR LN, ELGIN, TX 78621-5990
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	ITC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000158743
Date	Sep 1, 2020
Instrument	2020158743

Lender

Name	PROSPERITY BANK
Type	Bank
Address	RICHARDSON, TX 75081

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 25, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Dec 10, 2020
Property Address	12905 WAYNE SPUR LN, ELGIN, TX 78621-5990
Document Number	0000240574
Map Reference	DOC 200300198
Instrument Date	Dec 7, 2020
Instrument	2020240574
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19808 AGUA FRIO DR, LAGO VISTA, TX 78645-6028

Mortgage

Document Number	0000240575
Date	Dec 10, 2020
Instrument	2020240575

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12905 Wayne Spur Ln was $8,714, up 106.1% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,714.00 (+106.1%)	$322,072 Land $90,313 Building $231,759	$322,072 Land $90,313 Building $231,759
2024	$4,228.00
2023		$378,518 Land $36,000 Building $342,518	$378,518 Land $36,000 Building $342,518
2022	$11,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12905 Wayne Spur Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12905 Wayne Spur Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVIS COUNTY MUD 14 serves 3,333 people · EPA ID TX2270353
Water Source	Purchased groundwater from AQUA WSC
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, SOS Communications.

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