12907 Sunset Bluff Ct, Saint Louis, MO 63127 Property Records

St. Louis County property record for 12907 Sunset Bluff Ct, Saint Louis, MO 63127

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 10,452 sqft · built 1997
Lot Size	1.11 acres (48,787 sqft)
Owner	Company Name on Record
Last Sale	$1,080,000 (Nov 2020)
Tax Bill	$20,963 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26N-33-0131`

Property Details

APN / Parcel Number

Primary APN	`26N-33-0131`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	10,452 sqft Living Area
Gross Area	11,174 sqft
1st Floor Area	1,850 sqft
Basement Area	2,800 sqft
Finished Basement	2,800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	48,787 sqft
Lot Depth	412 ft Depth
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	715 sqft
Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	509 sqft
Patio Area	509 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12907 SUNSET BLUFF CT
City	SAINT LOUIS
State	MO
Zip	63127-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	101R-1
Legal Description	SUNSET RIDGE LOT 7
Legal Subdivision	SUNSET RIDGE
Legal Lot Number	7
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1010
Census Tract	221201

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12907 SUNSET BLUFF CT, SAINT LOUIS, MO 63127-1303
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Feb 3, 1997
Deed Document Number	2020445
Deed Book / Page	24462 / 3109
Prior Transfer Date	Sep 27, 2002
Prior Transfer Doc	0000001313
Record Updated	Oct 29, 2026

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 23, 2020
Property Address	12907 SUNSET BLUFF CT, SAINT LOUIS, MO 63127-1303
Document Number	0244623109
Book / Page	24462 / 3109
Map Reference	MB 344 PG 258&259
Instrument Date	Oct 1, 2020
Instrument	2020112300445
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12440 ROTT RD # RD1D, 12440, SAINT LOUIS, MO 63127-1250

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12907 SUNSET BLUFF CT, SAINT LOUIS, MO 63127-1303

Mortgage

Document Number	2020112300446
Date	Nov 23, 2020
Instrument	2020112300446

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Sunset Hills City
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,130 (-) Land $44,750 Building $255,380	$1,579,600 (-) Land $235,500 Building $1,344,100
2025	$20,963.00 (+33.12%)	$300,130 (+36.29%) Land $44,750 Building $255,380	$1,579,600 (+36.29%) Land $235,500 Building $1,344,100
2024	$15,747.00 (+0.22%)
2023	$15,712.00	$220,210 Land $34,050 Building $186,160	$1,159,000 Land $179,200 Building $979,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1982–2022)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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