Harris County property record for 12907 Regency Oak Ln, Cypress, TX 77429
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,801 sqft · built 1999 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Feb 2022) |
| Tax Bill | $11,992 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-589-001-0005 |
| Primary APN | 119-589-001-0005 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 4,801 sqft Living Area |
| 1st Floor Area | 2,368 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 14,070 sqft (0.323 acres) |
| View / Lot | Primary |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1195890010005 |
|---|---|
| Street Address | 12907 REGENCY OAK LN |
| City | CYPRESS |
| State | TX |
| Zip | 77429-4740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK 1 REGENCY FOREST AMEND |
| Legal Subdivision | REGENCY FOREST AMEND |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 552304 |
12907 Regency Oak Ln is owned and occupied by two individuals who bought it in February 2022.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12907 REGENCY OAK LN, CYPRESS, TX 77429-4740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2022 | Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Feb 24, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WASHINGTON FEDERAL NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2022 · Amount on File |
| Deed Sale | Feb 18, 2022 · Amount on File |
| Prior Sale | Feb 24, 2021 · Amount on File |
| Deed Document Number | 202290248 |
| Prior Transfer Date | Apr 27, 2007 |
| Prior Transfer Doc | 20070307907 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Feb 18, 2022 |
| Property Address | 12907 REGENCY OAK LN, CYPRESS, TX 77429-4740 |
| Document Number | 0000090248 |
| Map Reference | MF 420062 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 2022-90248 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8073 E CANYON LN, 8073, PRESCOTT VALLEY, AZ 86314-2100 |
| Name | Verified Name |
|---|---|
| Address | 12907 REGENCY OAK LN, CYPRESS, TX 77429-4740 |
| Document Number | 0000090247 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2022-90247 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Feb 24, 2021 |
| Property Address | 12907 REGENCY OAK LN, CYPRESS, TX 77429-4740 |
| Document Number | 2021094112 |
| Map Reference | MF 420062 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 2021-094112 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12907 REGENCY OAK LN, CYPRESS, TX 77429-4740 |
| Document Number | 2021094113 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021-094113 |
| Name | WASHINGTON FEDERAL NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 12907 Regency Oak Ln was $11,992, up 163% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $558,281 (+4.97%) Land $85,515 Building $472,766 | $558,281 (+4.97%) Land $85,515 Building $472,766 | |
| 2025 | $11,992.00 (+163.04%) | $531,850 Land $85,515 Building $446,335 | $531,850 Land $85,515 Building $446,335 |
| 2024 | $4,559.00 | ||
| 2023 | $576,610 Land $85,515 Building $491,095 | $576,610 Land $85,515 Building $491,095 | |
| 2022 | $4,409.00 | ||
| 2020 | $2,610.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12907 Regency Oak Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 8 (2009–2026) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12907 Regency Oak Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST HARRIS COUNTY MUD 9 serves 8,886 people · EPA ID TX1011599 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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