12902 Regency Oak Ln, Cypress, TX 77429 Property Records

Harris County property record for 12902 Regency Oak Ln, Cypress, TX 77429

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,956 sqft · built 2001
Lot Size0.298 acres (12,981 sqft)
OwnerIndividual Name on Record
Tax Bill$3,057 (2025)
Deeds & MortgagesAug 2026 Sale
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN119-589-001-0003

Property Details

APN / Parcel Number

Primary APN119-589-001-0003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,956 sqft Living Area
1st Floor Area2,956 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area12,981 sqft (0.298 acres)
View / LotPrimary
Garage TypeDetached
Garage Area651 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area739 sqft
Patio Area547 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1195890010003
Street Address12902 REGENCY OAK LN
CityCYPRESS
StateTX
Zip77429-4739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 BLK 1 REGENCY FOREST AMEND
Legal SubdivisionREGENCY FOREST AMEND
Legal Block1
Legal Lot Number3
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group1
Census Block1003
Census Tract552304

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13950 CROW RIDGE CT, CYPRESS, TX 77429-4630
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 30, 2018Deed of Trust, Mortgage · Line of Credit
COMERICA BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2026
Deed SaleAug 14, 2026
Prior SaleMar 3, 2003 · Amount on Record
Deed Document Number2026331531
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateAug 14, 2026
Property Address12902 REGENCY OAK LN, CYPRESS, TX 77429-4739
Document Number0000331531
Instrument DateAug 11, 2026
Instrument2026331531
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13950 CROW RIDGE CT, CYPRESS, TX 77429-4630

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12902 REGENCY OAK LN, CYPRESS, TX 77429-4739
Document Number0000512093
Instrument DateOct 30, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address12902 REGENCY OAK LN CYPRESS TX 774294739, CYPRESS, TX 77429-4739

Mortgage

Document Number0000512093
DateNov 12, 2018
Instrument512093
Lender
NameCOMERICA BK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 11, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$435,714 (+3.4%) Land $84,639 Building $351,075$435,714 (+3.4%) Land $84,639 Building $351,075
2025$3,057.00 (+322.82%) Homeowner's exemption$421,368 (-7.17%) Land $84,639 Building $336,729$421,368 (-7.17%) Land $84,639 Building $336,729
2024$723.00 (-6.1%)
2023$453,898 Land $84,639 Building $369,259$453,898 Land $84,639 Building $369,259
2022$770.00 (+52.48%)
2020$505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims8 (2009–2026)
Claims Outside the SFHA8 of 8
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST HARRIS COUNTY MUD 9
serves 8,886 people · EPA ID TX1011599
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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