Spokane County property record for 12907 E Nelson Rd, Elk, WA 99009 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,001 sqft · built 1988 |
| Lot Size | 29.8 acres (1,302,008 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,317 (2026) |
| Deeds & Mortgages | May 2019 Reverse Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 49222.9056 |
| Primary APN | 49222.9056 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,001 sqft Living Area |
| 1st Floor Area | 2,089 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,302,008 sqft |
| Deck Area | 288 sqft |
|---|---|
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Canopy | 748 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12907 E NELSON RD |
|---|---|
| City | ELK |
| State | WA |
| Zip | 99009-9684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-29-44 W1/2 OF NE1/4 OF NW1/4 & W1/2 OF W1/2 OF E1/2 OF E1/2 OF NW1/4 EXC RD |
| Legal Range | 44 |
| Legal Township | 29 |
| Legal Section | 22 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | COLBERT |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 10201 |
Source: Spokane County records · APN 49222.9056
Assessment roll updated June 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12907 E NELSON RD, ELK, WA 99009-9684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2019 | Deed of Trust, Mortgage · Reverse Mortgage DIRECTORS MORTGAGE CO |
| May 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12907 E NELSON RD, ELK, WA 99009-9684 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | WFG |
| Name | Verified Name |
|---|
| Document Number | 0006807230 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 6807230 |
| Name | DIRECTORS MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | LAKE OSWEGO, OR 97035 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.56% |
| Type Change Date | Jun 01, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12907 E NELSON RD, ELK, WA 99009-9684 |
| Document Number | 0006807231 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12907 E NELSON RD ELK WA 990099684, ELK, WA 99009-9684 |
| Document Number | 0006807231 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 6807231 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 972 Months |
| Due | May 21, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.56% |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Riverside School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,317.00 (+0.12%) | $555,070 (+2.12%) Land $179,670 Building $375,400 | $555,070 (+2.12%) Land $179,670 Building $375,400 |
| 2025 | $4,312.00 (+14.16%) | $543,570 (+12.73%) Land $178,170 Building $365,400 | $543,570 (+12.73%) Land $178,170 Building $365,400 |
| 2024 | $482,180 (+8.07%) Land $151,780 Building $330,400 | $482,180 (+8.07%) Land $151,780 Building $330,400 | |
| 2023 | $3,777.00 (-9.68%) | $446,180 Land $133,980 Building $312,200 | $446,180 Land $133,980 Building $312,200 |
| 2022 | $4,182.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 38% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 1,111 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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