12907 Conquistador Loop, Spring Hill, FL 34610 Property Records

Pasco County property record for 12907 Conquistador Loop, Spring Hill, FL 34610

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,924 sqft · built 2021
Lot Size0.191 acres (8,302 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Aug 2026)
Tax Bill$8,581 (2025)
Deeds & MortgagesAug 2026 Sale
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-18-0080-02300-0260

Property Details

APN / Parcel Number

Primary APN04-25-18-0080-02300-0260
Alternative APNs
  • 1825040080023000260
  • 41838291

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,924 sqft Living Area
Gross Area2,324 sqft
1st Floor Area1,924 sqft
FlooringTile

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,302 sqft (0.191 acres)
Garage TypeAttached
Garage Area400 sqft
DrivewayDriveway
Driveway Area621 sqft
PorchOpen Aluminum/Fiberglass Porch
Patio Area1,840 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address12907 CONQUISTADOR LOOP
CitySPRING HILL
StateFL
Zip34610-6542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionTALAVERA PHASE 2B PB 81 PG 147 BLOCK 23 LOT 26
Legal SubdivisionTALAVERA
Legal Tract80
Legal Block23
Legal Lot Number26
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1077
Census Tract31901

Owner

12907 Conquistador Loop is owned and occupied by two individuals who bought it in August 2026.

Source: Pasco County records, as of August 13, 2026

Owner of Record2 Individual Names on File
Mailing Address12907 CONQUISTADOR LOOP, SPRING HILL, FL 34610-6542
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Warranty Deed, Transfer
TITLE SERVICES, AWS TITLE SERVICES
Jan 7, 2022Warranty Deed, Subdivision Related Transfer · FHA Mortgage
M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2026 · Amount on File
Deed SaleAug 3, 2026 · Amount on File
Prior SaleJan 7, 2022 · Amount on File
Deed Document Number2026144663
Deed Book / Page11469 / 878
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateAug 3, 2026
Property Address12907 CONQUISTADOR LOOP, SPRING HILL, FL 34610-6542
Document Number0000144663
Book / Page11469 / 878
Instrument DateJul 29, 2026
Instrument2026144663
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyTITLE SERVICES, AWS TITLE SERVICES

Transaction

AmountAmount on Record
Tax$254,520.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12907 CONQUISTADOR LOOP, SPRING HILL, FL 34610-6542

January 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJan 7, 2022
Property Address12907 CONQUISTADOR LOOP, SPRING HILL, FL 34610-6542
Document Number0105182554
Book / Page10518 / 2554
Map ReferenceMB 81 PG 147-150
Instrument DateDec 27, 2021
Instrument2022003637
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 3, 2023
Title CompanyM/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD LC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,029.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4343 ANCHOR PLAZA PKWY STE 200, 200, TAMPA, FL 33634-7508

Transferred To (Grantee/Buyer)

NameVerified Name
Address12907 CONQUISTADOR LOOP, SPRING HILL, FL 34610-6542

Mortgage

Document Number0105182556
DateJan 7, 2022
Instrument10518/2556
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12907 Conquistador Loop was $8,581, up 1.3% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$330,919 (-0.83%) Land $78,449 Building $252,470$330,919 (-0.83%) Land $78,449 Building $252,470
2025$8,581.00 (+1.29%)$333,684 Land $78,449 Building $255,235$333,684 Land $78,449 Building $255,235
2024$8,472.00 (+7.73%)
2023$7,864.00 (+13.17%)$304,448 (+18.05%) Land $56,174 Building $248,274$304,448 (+18.05%) Land $56,174 Building $248,274
2022$6,949.00$257,894 Land $46,874 Building $211,020$257,894 Land $46,874 Building $211,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12907 Conquistador Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 146 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies146 in force
Nearby Flood Claims14 (1992–2024)
Claims Outside the SFHA3 of 14
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12907 Conquistador Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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