12955 Conquistador Loop, Spring Hill, FL 34610 Property Records

Pasco County property record for 12955 Conquistador Loop, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,460 sqft · built 2021
Lot Size	0.169 acres (7,380 sqft)
Owner	Individual Name on File
Last Sale	$241,800 (Jul 2021)
Tax Bill	$6,279 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-25-18-0080-02300-0220`

Property Details

APN / Parcel Number

Primary APN	`04-25-18-0080-02300-0220`
Alternative APN	`41838287`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,460 sqft Living Area
Gross Area	1,890 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,380 sqft (0.169 acres)
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	41838287
Street Address	12955 CONQUISTADOR LOOP
City	SPRING HILL
State	FL
Zip	34610-6542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	TALAVERA PHASE 2B PB 81 PG 147 BLOCK 23 LOT 22
Legal Range	18E
Legal Township	25S
Legal Section	04
Legal Subdivision	TALAVERA
Legal Phase	2B
Legal Tract	80
Legal Block	23
Legal Lot Number	22
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1077
Census Tract	31901

Owner

12955 Conquistador Loop is owned and occupied by an individual who bought it in July 2021.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	12955 CONQUISTADOR LOOP, SPRING HILL, FL 34610-6542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Deed Document Number	2021138610
Deed Book / Page	10384 / 1364
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 1, 2021
Property Address	12955 CONQUISTADOR LOOP, SPRING HILL, FL 34610-6542
Document Number	0103841364
Book / Page	10384 / 1364
Map Reference	MB 81 PG 147-150
Instrument Date	Jun 30, 2021
Instrument	2021138610
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 3, 2023
Title Company	M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,692.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 ANCHOR PLAZA PKWY STE 200, 200, TAMPA, FL 33634-7508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12955 CONQUISTADOR LOOP, SHADY HILLS, FL 34610-6542

Mortgage

Document Number	0103841366
Date	Jul 1, 2021
Instrument	10384/1366

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12955 Conquistador Loop was $6,279 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,279.00 Homeowner's exemption	$237,910 Land $76,752 Building $161,158	$276,685 Land $76,752 Building $199,933
2023	$6,049.00 (+6.59%) Additional exemption filed	$224,480 (+3%) Land $54,833 Building $169,647	$257,504 (+18.15%) Land $54,833 Building $202,671
2022	$5,675.00 Homeowner's exemption	$217,947 Land $45,682 Building $172,265	$217,947 Land $45,682 Building $172,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12955 Conquistador Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 146 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	14 (1992–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12955 Conquistador Loop is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20