Hamilton County property record for 12907 Broad St, Carmel, IN 46032
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 2,352 sqft · built 2002 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $383,000 (Mar 2022) |
| Tax Bill | $4,373 (2024) |
| Deeds & Mortgages | Apr 2022 Transfer Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-28-031-009.000-018 |
| Primary APN | 29-09-28-031-009.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 3 Stories |
| Building Area | 2,352 sqft Living Area |
| 1st Floor Area | 480 sqft |
| 2nd Floor Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Row End or Row Middle |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.039 acres) |
| Lot Dimensions | 70 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709280031009000 |
|---|---|
| Street Address | 12907 BROAD ST |
| City | CARMEL |
| State | IN |
| Zip | 46032-7305 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ACREAGE .04, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, REPLAT INFORMATION: BLOCKS 11-15 OF REPLAT BLOCK C SECTIO |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Legal Subdivision | VILLAGE OF WEST CLAY |
| Legal Block | 11-15,C |
| Legal Lot Number | 1302 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 111009 |
12907 Broad St, a condominium, is owned by an individual who acquired it in April 2022.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1523 LASH ST, CARMEL, IN 46032-8616 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2022 | Intrafamily Transfer, Transfer ENTERPRISE TITLE |
| Mar 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Nov 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2022 · Amount on File |
| Deed Sale | Mar 8, 2022 · Amount on File |
| Prior Sale | Mar 8, 2022 · Amount on File |
| Deed Document Number | 0000012323 |
| Last Transfer Date | Apr 18, 2022 |
| Transfer Doc | 0000019289 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Apr 18, 2022 |
| Property Address | 12907 BROAD ST, CARMEL, IN 46032-7305 |
| Document Number | 0000019289 |
| Map Reference | CAB 3 SL 151 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2022019289 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | ENTERPRISE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12907 BROAD ST, CARMEL, IN 46032-7305 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Mar 8, 2022 |
| Property Address | 12907 BROAD ST, CARMEL, IN 46032-7305 |
| Document Number | 0000012323 |
| Instrument Date | Mar 1, 2022 |
| Instrument | 2022012323 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | ENTERPRISE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 12907 BROAD ST, CARMEL, IN 46032-7305 |
| Document Number | 0000012324 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 2022012324 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Nov 2, 2021 |
| Property Address | 12907 BROAD ST, CARMEL, IN 46032-7305 |
| Document Number | 0000079305 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021079305 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | NEAR NORTH TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12907 BROAD ST, CARMEL, IN 46032-7305 |
| Document Number | 0000079306 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021079306 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $438,600 (+10.12%) Land $105,000 Building $333,600 | $438,600 (+10.12%) Land $105,000 Building $333,600 | |
| 2024 | $4,373.00 (+29.92%) | $398,300 (+22.07%) Land $105,000 Building $293,300 | $398,300 (+22.07%) Land $105,000 Building $293,300 |
| 2023 | $3,366.00 (-1.43%) | $326,300 (+7.19%) Land $105,000 Building $221,300 | $326,300 (+7.19%) Land $105,000 Building $221,300 |
| 2022 | $3,415.00 | $304,400 Land $73,000 Building $231,400 | $304,400 Land $73,000 Building $231,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12907 Broad St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12907 Broad St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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