Hamilton County property record for 12899 Broad St, Carmel, IN 46032
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,352 sqft · built 2002 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $449,000 (Dec 2023) |
| Tax Bill | $4,180 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-28-031-011.000-018 |
| Primary APN | 29-09-28-031-011.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 2,808 sqft |
| 1st Floor Area | 2,352 sqft |
| 2nd Floor Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Row Home |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 70 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12899 BROAD ST |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-7310 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | N 3004 VILLAGE CENTER PART 1, SECTION 3004, LOT 1304, BLOCK 13, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Legal Subdivision | VILLAGE OF WESTCLAY |
| Legal Block | 11-15 |
| Legal Lot Number | 1304 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 111009 |
Source: Hamilton County records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12899 BROAD ST, CARMEL, IN 46032-7310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FEDERAL CREDIT UNION |
| Dec 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROBERT W MCLAUGHLIN ETUX |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2023 · Amount on Record |
| Deed Sale | Dec 13, 2023 · Amount on Record |
| Prior Sale | Dec 15, 2016 · Amount on Record |
| Deed Document Number | 202346852 |
| Prior Transfer Date | Aug 21, 2009 |
| Prior Transfer Doc | 0000053578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 29, 2026 |
| Property Address | 12899 BROAD ST, CARMEL, IN 46032-7310 |
| Document Number | 0000028960 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202628960 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12899 BROAD ST, CARMEL, IN 46032-7310 |
| Document Number | 0000028960, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202628960 |
| Name | ELEMENTS FINANCIAL FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.85% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Dec 13, 2023 |
| Property Address | 12899 BROAD ST, CARMEL, IN 46032-7310 |
| Document Number | 0000046852 |
| Map Reference | DOC 200300030432 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 2023046852 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 12899 BROAD ST, CARMEL, IN 46032-7310 |
| Document Number | 0000046853 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 2023046853 |
| Name | ROBERT W MCLAUGHLIN ETUX |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $424,600 (+10.92%) Land $105,000 Building $319,600 | $424,600 (+10.92%) Land $105,000 Building $319,600 | |
| 2024 | $4,180.00 (+30.79%) | $382,800 (+22.57%) Land $105,000 Building $277,800 | $382,800 (+22.57%) Land $105,000 Building $277,800 |
| 2023 | $3,196.00 (-51.04%) | $312,300 (-1.33%) Land $105,000 Building $207,300 | $312,300 (-1.33%) Land $105,000 Building $207,300 |
| 2022 | $6,528.00 | $316,500 Land $73,000 Building $243,500 | $316,500 Land $73,000 Building $243,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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