12858 Spence Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 12858 Spence Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1950
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Feb 2026)
Tax Bill	$3,466 (2025)
Deeds & Mortgages	Feb 2026 Sale Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004-450-002-00`

Property Details

APN / Parcel Number

Primary APN	`004-450-002-00`

Interior

Full Baths	1 Bath
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	256 sqft
Unfinished Basement	256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	186 ft deep x 81 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12858 SPENCE RD
City	THREE RIVERS
State	MI
Zip	49093-8401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	LOT 2 SUPERVISORS PLAT NO. 2. SEC 9 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	09
Legal Subdivision	SUPERVISORS PLAT NO 2
Legal Lot Number	2
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	1
Census Block	1012
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	336 W 1ST ST, 113, FLINT, MI 48502-1382
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Warranty Deed, Transfer UNKNOWN, STARTITLE
Jan 28, 2026	Quit Claim Deed, Transfer STARTEX TITLE AGENCY LLC, STARTITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2026 · Amount on Record
Deed Sale	Feb 5, 2026 · Amount on Record
Deed Document Number	2026855
Prior Transfer Date	Oct 15, 2024
Prior Transfer Doc	2024007496
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 5, 2026
Property Address	12858 SPENCE RD, THREE RIVERS, MI 49093-8401
Document Number	2026000855
Instrument Date	Jan 5, 2026
Instrument	2026000855
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	UNKNOWN, STARTITLE

Transaction

Amount	Amount Recorded
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	738 LINCOLN AVE, STEAMBOAT SPRINGS, CO 80487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12858 SPENCE RD, THREE RIVERS, MI 49093-8401

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 28, 2026
Property Address	12858 SPENCE RD, THREE RIVERS, MI 49093-8401
Document Number	2026000678
Map Reference	LB 3 PG 73
Instrument Date	Jan 2, 2026
Instrument	2026000678
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	STARTEX TITLE AGENCY LLC, STARTITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	661 FREEDOM BLVD UNIT 122, 122, CANTON, GA 30114-8330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12858 SPENCE RD, THREE RIVERS, MI 49093-8401

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,100 (+5.49%) Land $86,200 Building $82,900	$338,200 (+5.49%) Land $172,400 Building $165,800
2025	$3,466.00 (+2.85%)	$160,300 Land $87,600 Building $72,700	$320,600 Land $175,200 Building $145,400
2024	$3,370.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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