Washoe County property record for 12905 Sapphire Point Dr, Reno, NV 89521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,902 sqft · built 2021 |
| Lot Size | 0.134 acres (5,880 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $700,000 (Oct 2024) |
| Tax Bill | $5,738 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 143-381-07 |
| Primary APN | 143-381-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,902 sqft Living Area |
| 1st Floor Area | 1,902 sqft |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,880 sqft (0.134 acres) |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12905 SAPPHIRE POINT DR |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89521-4541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | MERIDA AT CARAMELLA RANCH ESTATES LOT 6 |
| Legal Range | 20 |
| Legal Township | 18 |
| Legal Section | 22 |
| Legal Subdivision | MERIDA AT CARAMELLA RANCH ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO SOUTHEAST |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2219 |
12905 Sapphire Point Dr is owner-occupied and held in a trust since October 2024.
Source: Washoe County records, as of January 8, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12905 SAPPHIRE POINT DR, RENO, NV 89521-4541 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2023 | Intrafamily Transfer, Transfer |
| Jun 28, 2022 | Deed of Trust, Mortgage · Line of Credit GREAT BASIN FCU |
| Sep 22, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on File |
| Deed Sale | Oct 30, 2024 · Amount on File |
| Prior Sale | Dec 1, 2023 |
| Deed Document Number | 5494197 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Dec 1, 2023 |
| Property Address | 12905 SAPPHIRE POINT DR, RENO, NV 89521-4541 |
| Document Number | 0005422406 |
| Map Reference | DOC 4991856 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 5422406 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12905 SAPPHIRE POINT DR, RENO, NV 89521-4541 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 12905 SAPPHIRE POINT DR, RENO, NV 89521-4541 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 12905 SAPPHIRE POINT DR, RENO, NV 89521-4541 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12905 SAPPHIRE POINT DR, RENO, NV 89521-4541 |
| Document Number | 0005314937 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 5314937 |
| Name | GREAT BASIN FCU |
|---|---|
| Type | Credit Union |
| Address | RENO, NV 89511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Sep 22, 2021 |
| Property Address | 12905 SAPPHIRE POINT DR, RENO, NV 89521-4541 |
| Document Number | 0005229562 |
| Map Reference | DOC 4991856 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 5229562 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | WESTMINSTER TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,460.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1140 N TOWN CENTER DR STE 250, 250, LAS VEGAS, NV 89144-0500 |
| Name | Verified Name |
|---|---|
| Address | 12905 SAPPHIRE POINT DR, RENO, NV 89521-4541 |
| Document Number | 0005229563 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 5229563 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 12905 Sapphire Point Dr was $5,738.
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Reno City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,738.00 | $167,881 Land $41,300 Building $126,581 | $479,660 Land $118,000 Building $361,660 |
| 2023 | $5,161.00 (+2.97%) | $160,131 (+16.33%) Land $41,300 Building $118,831 | $457,517 (+16.33%) Land $118,000 Building $339,517 |
| 2022 | $5,012.00 | $137,648 Land $39,200 Building $98,448 | $393,281 Land $112,000 Building $281,281 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12905 Sapphire Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12905 Sapphire Point Dr is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 48% of Nevada |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Net NV Fixed Wireless | 100 / 100 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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