12905 Ave la Valencia, Poway, CA 92064 Property Records

San Diego County property record for 12905 Ave la Valencia, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,877 sqft · built 1971
Lot Size1.01 acres (44,431 sqft)
Owner2 Individual Names on Record
Last Sale$725,000 (Jan 2004)
Tax Bill$11,642 (2025)
Deeds & MortgagesSep 2018 Line of Credit
Flood ZoneZone A (high risk)
APN275-304-01-00

Property Details

APN / Parcel Number

Primary APN275-304-01-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,877 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area44,431 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12905 AVENIDA LA VALENCIA
CityPOWAY
StateCA
Zip92064-1901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-C
Legal DescriptionLOT 15 TR 004185
Legal SubdivisionVALLE VERDE ESTATES
Legal Tract004185
Legal Block1
Legal Lot Number15
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract17006

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12905 AVENIDA LA VALENCIA, POWAY, CA 92064-1901
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2004 · Amount on Record
Deed SaleJan 22, 2004 · Amount on Record
Prior SaleSep 30, 1998 · Amount on Record
Deed Document Number200449346
Last Transfer DateJun 23, 2011
Transfer Doc0000433070
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12905 AVENIDA LA VALENCIA, POWAY, CA 92064-1901
Document Number0000408792
Instrument DateSep 25, 2018
Transaction TypeMortgage
Record UpdatedOct 10, 2018
Title CompanyCALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address12905 AVENIDA LA VALENCIA POWAY CA 920641901, POWAY, CA 92064-1901

Mortgage

Document Number0000408792
DateOct 2, 2018
Instrument408792
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91209-9100
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 1, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,051,405 (+2%) Land $616,341 Building $435,064
2025$11,642.00 (+4.93%) Homeowner's exemption$1,030,790 (+4.04%) Land $604,256 Building $426,534
2023$11,095.00 (+1.71%) Homeowner's exemption$990,765 Land $580,793 Building $409,972
2022$10,909.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1995–2014)
Most Recent ClaimDec 2014 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Cox Communications, GeoLinks, San Diego Broadband, Verizon.

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