12903 Peppertree Dr, Plainfield, IL 60585 Property Records

Kendall County property record for 12903 Peppertree Dr, Plainfield, IL 60585

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,189 sqft · built 2008
Lot Size	0.298 acres (12,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Dec 2020)
Tax Bill	$15,880 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-36-102-022`

Property Details

APN / Parcel Number

Primary APN	`03-36-102-022`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,189 sqft Living Area
Gross Area	5,542 sqft
1st Floor Area	3,189 sqft
Basement Area	1,672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	12,979 sqft (0.298 acres)
Garage Type	Attached
Garage Area	681 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12903 PEPPERTREE DR
City	PLAINFIELD
State	IL
Zip	60585-2945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 114 GRANDE PARK NEIGHBORHOOD 13 VILLAGE OF PLAINFIELD
Legal Subdivision	GRANDE PARK NEIGHBORHOOD
Legal Lot Number	114
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1037
Census Tract	890105

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12903 PEPPERTREE DR, PLAINFIELD, IL 60585-2945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit ABRI CU
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage CIBM BANK
Jun 28, 2017	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Prior Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	202026572
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12903 PEPPERTREE DR, PLAINFIELD, IL 60585-2945
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12903 PEPPERTREE DR, PLAINFIELD, IL 60585-2945

Mortgage

Document Number	0000001702
Date	Feb 5, 2026
Instrument	202600001702

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate	7.99%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12903 PEPPERTREE DR, PLAINFIELD, IL 60585-2945
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000008
Date	Jan 2, 2024
Instrument	202400000008

Lender

Name	ABRI CU
Type	Credit Union
Address	ROMEOVILLE, IL 60446

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Jan 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 1, 2020
Property Address	12903 PEPPERTREE DR, PLAINFIELD, IL 60585-2945
Document Number	0000009077
Map Reference	DOC200500020815
Instrument Date	Mar 5, 2020
Instrument	202000009077
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12903 PEPPERTREE DR, PLAINFIELD, IL 60585-2945

Mortgage

Document Number	0000009078
Date	Jun 1, 2020
Instrument	202000009078

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 28, 2017
Property Address	12903 PEPPERTREE DR, PLAINFIELD, IL 60585-2945
Document Number	0000009900
Instrument Date	May 29, 2017
Instrument	9900
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12903 PEPPERTREE DR PLAINFIELD IL 605852945, PLAINFIELD, IL 60585-2945

Mortgage

Document Number	9901
Date	Jun 28, 2017
Instrument	9901

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Plainfield Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$201,882 (+3%) Land $32,995 Building $168,887	$605,646 (+3%) Land $98,985 Building $506,661
2024	$15,880.00	$196,002 (+23.17%) Land $32,034 Building $163,968	$588,006 (+23.17%) Land $96,102 Building $491,904
2022		$159,131 Land $26,008 Building $133,123	$477,393 Land $78,024 Building $399,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: T-Mobile, Verizon.

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