12831 Peppertree Dr, Plainfield, IL 60585 Property Records

Kendall County property record for 12831 Peppertree Dr, Plainfield, IL 60585

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,815 sqft · built 2007
Lot Size	0.326 acres (14,205 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Aug 2019)
Tax Bill	$17,673 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-36-102-019`

Property Details

APN / Parcel Number

Primary APN	`03-36-102-019`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,815 sqft Living Area
Gross Area	6,396 sqft
1st Floor Area	3,815 sqft
Basement Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	14,205 sqft (0.326 acres)
Garage Type	Attached
Garage Area	789 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12831 PEPPERTREE DR
City	PLAINFIELD
State	IL
Zip	60585-2947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 111 GRANDE PARK NEIGHBORHOOD 13 VILLAGE OF PLAINFIELD
Legal Subdivision	GRANDE PARK NEIGHBORHOOD
Legal Lot Number	111
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1037
Census Tract	890105

Owner

Source: Kendall County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12831 PEPPERTREE DR, PLAINFIELD, IL 60585-2947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit FREE STATE CREDIT UNION
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Feb 8, 2018	Warranty Deed, Transfer · ARM BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Document Number	201912422
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Recording Date	Jun 24, 2026
Property Address	12831 PEPPERTREE DR, PLAINFIELD, IL 60585-2947
Document Number	0000009062
Instrument Date	Jun 17, 2026
Instrument	20269062
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CUNA MUTUAL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12831 PEPPERTREE DR, PLAINFIELD, IL 60585-2947
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009062,
Date	Jun 24, 2026
Instrument	20269062

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 30, 2019
Property Address	12831 PEPPERTREE DR, PLAINFIELD, IL 60585-2947
Document Number	0000012422
Map Reference	DOC 200500020815
Instrument Date	Aug 20, 2019
Instrument	201900012422
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12831 PEPPERTREE DR, PLAINFIELD, IL 60585-2947

Mortgage

Document Number	0000012424
Date	Aug 30, 2019
Instrument	201900012424

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate	3.87%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 8, 2018
Property Address	12831 PEPPERTREE DR, PLAINFIELD, IL 60585-2947
Document Number	0000001893
Map Reference	DOC200500023449
Instrument Date	Jan 18, 2018
Instrument	201800001893
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12831 PEPPERTREE DR, PLAINFIELD, IL 60585-2947

Mortgage

Document Number	0000001894
Date	Feb 8, 2018
Instrument	201800001894

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Plainfield Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,970 (+26.86%) Land $32,995 Building $190,975	$671,910 (+26.86%) Land $98,985 Building $572,925
2024	$17,673.00
2022		$176,542 Land $26,008 Building $150,534	$529,626 Land $78,024 Building $451,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: T-Mobile, Verizon.

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