12902 Sunset Ter, Clive, IA 50325 Property Records

Polk County property record for 12902 Sunset Ter, Clive, IA 50325

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,992 sqft · built 1992
Lot Size0.361 acres (15,710 sqft)
OwnerCompany Name on File
Last Sale$752,000 (Aug 2026)
Tax Bill$7,582 (2025)
Deeds & MortgagesAug 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN291/00367-350-024

Property Details

APN / Parcel Number

Primary APN291/00367-350-024
Alternative APN
  • 792531476012

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,992 sqft Living Area
Gross Area5,316 sqft
1st Floor Area1,598 sqft
Upper Floors Area1,394 sqft
Basement Area1,556 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialBrick/Stone
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,710 sqft (0.361 acres)
Lot Dimensions142 ft deep x 112 ft wide
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area78 sqft
Deck Area481 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address12902 SUNSET TER
CityCLIVE
StateIA
Zip50325-7460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24 HUNTINGTON RIDGE PLAT 2
Legal SubdivisionHUNTINGTON RIDGE PLAT 2
Legal Lot Number24
JurisdictionPOLK IA
Township / Civil DivisionWALNUT
Census Block Group2
Census Block2010
Census Tract11203

Owner

12902 Sunset Ter is owned by a company that bought it in August 2026.

Source: Polk County records, as of August 11, 2026

Owner of RecordCompany Name on File
Mailing Address3900 WESTOWN PKWY, 10, WEST DES MOINES, IA 50266-1054
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2026 · Amount on File
Deed SaleAug 3, 2026 · Amount on File
Deed Document Number202647451
Deed Book / Page20611 / 921
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateAug 3, 2026
Property Address12902 SUNSET TER, CLIVE, IA 50325-7460
Document Number0000047451
Book / Page20611 / 921
Instrument DateJul 24, 2026
Instrument202647451
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$121,442.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Mortgage

Document Number0000047453,
DateAug 3, 2026
Instrument202647453
Lender
NameCOMMUNITY STATE BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 12902 Sunset Ter was $7,582.

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityClive City
CountyPolk County
Unified School DistrictWest Des Moines Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,582.00$582,900 Land $111,300 Building $471,600$582,900 Land $111,300 Building $471,600
2024$7,582.00
2023$510,300 Land $96,300 Building $414,000$510,300 Land $96,300 Building $414,000
2020$7,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12902 Sunset Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12902 Sunset Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLIVE WATER DEPARTMENT
serves 20,277 people · EPA ID IA7720051
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionJun 2024
Also Mapped HereDES MOINES WATER WORKS
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Fidium Fiber.

Nearby Properties on Sunset Ter

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